I didn't really know where to go for this question, but this seemed like an alright place to try.
I just to moved Guelph from Manitoba to do my MSc in September. Back in MB in summer 2012 I got 3 tickets, but 1 got quashed (not having a license on me), but the other two did not. One was for going 129 in a 100 zone and the other for not stopping at a stop sign (separate occasions, just very close together). One ticket got reduced and I paid the other in full (total $400), but for some reason got no demerits for it (license cost didn't change).
So I finally started to shop around for car insurance and most placed are quoting me $3200-$3800. They ask about tickets, however they don't specify if they are from Ontario or not.
By my logic, tickets from other provinces should not count towards a higher insurance as there is no memorandum of understanding (that I know of) that state that the Manitoba Highway Traffic Act is equivalent to the Ontario Highway Traffic Act.
What are your thoughts on this; do out of province tickets (made with a non-ON license) impact ON insurance costs?
They certainly can.
Convictions from out of province will also place demerit points on your Ontario licence.
ONTARIO REGULATION 339/94 outlines the process in section 4
qf22 wrote:By my logic, tickets from other provinces should not count towards a higher insurance as there is no memorandum of understanding (that I know of) that state that the Manitoba Highway Traffic Act is equivalent to the Ontario Highway Traffic Act.
Provinces along with many U.S. States share a Reciprocal Agreement. Your ticket in another province or state will be applied to your home province accordingly.
Thanks guys, much appreciated.
Plus if you lie to the insurance company they will drop you. Then you will be classed as high risk and wait until you see your premiums then.
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