Hi, I didn't really know where to go for this question, but this seemed like an alright place to try. I just to moved Guelph from Manitoba to do my MSc in September. Back in MB in summer 2012 I got 3 tickets, but 1 got quashed (not having a license on me), but the other two did not. One was for going 129 in a 100 zone and the other for not stopping at a stop sign (separate occasions, just very close together). One ticket got reduced and I paid the other in full (total $400), but for some reason got no demerits for it (license cost didn't change). So I finally started to shop around for car insurance and most placed are quoting me $3200-$3800. They ask about tickets, however they don't specify if they are from Ontario or not. By my logic, tickets from other provinces should not count towards a higher insurance as there is no memorandum of understanding (that I know of) that state that the Manitoba Highway Traffic Act is equivalent to the Ontario Highway Traffic Act. What are your thoughts on this; do out of province tickets (made with a non-ON license) impact ON insurance costs? Thanks
Hi,
I didn't really know where to go for this question, but this seemed like an alright place to try.
I just to moved Guelph from Manitoba to do my MSc in September. Back in MB in summer 2012 I got 3 tickets, but 1 got quashed (not having a license on me), but the other two did not. One was for going 129 in a 100 zone and the other for not stopping at a stop sign (separate occasions, just very close together). One ticket got reduced and I paid the other in full (total $400), but for some reason got no demerits for it (license cost didn't change).
So I finally started to shop around for car insurance and most placed are quoting me $3200-$3800. They ask about tickets, however they don't specify if they are from Ontario or not.
By my logic, tickets from other provinces should not count towards a higher insurance as there is no memorandum of understanding (that I know of) that state that the Manitoba Highway Traffic Act is equivalent to the Ontario Highway Traffic Act.
What are your thoughts on this; do out of province tickets (made with a non-ON license) impact ON insurance costs?
They certainly can. Convictions from out of province will also place demerit points on your Ontario licence. ONTARIO REGULATION 339/94 outlines the process in section 4
They certainly can.
Convictions from out of province will also place demerit points on your Ontario licence.
ONTARIO REGULATION 339/94 outlines the process in section 4
Provinces along with many U.S. States share a Reciprocal Agreement. Your ticket in another province or state will be applied to your home province accordingly.
qf22 wrote:
By my logic, tickets from other provinces should not count towards a higher insurance as there is no memorandum of understanding (that I know of) that state that the Manitoba Highway Traffic Act is equivalent to the Ontario Highway Traffic Act.
Provinces along with many U.S. States share a Reciprocal Agreement. Your ticket in another province or state will be applied to your home province accordingly.
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