It is said that insurance rates go up from tickets because you present a higher risk to companies, Id like an explanation as to how the person who has a clean record for years but forgot to renew their licence by just a few days is a higher risk than anyone.
I am not trying to say insurance should not be able to raise rates because I think they should for at fault accidents or other charges like a DUI. To me it really feels like the government is far to buddy buddy with third party insurance and things have to change.
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