-
- Jr. Member
- Posts: 39
- Joined: Tue Feb 01, 2011 9:24 pm
Ticket for no valid permit, will it affect my Insurance?
Turns out I forgot to renew my damn sticker back in August! I could not believe it when he told me this, I was sure I had done it, but sure enough I had not

So now I am VERY worried about my insurance since I have 2 other tickets and I know with 3 total my Insurance company might even cancel my policy, and many others will NOT even take you if you have 3.
The lady in the Ministry Office seemed to think this was more like a parking ticket since it has no demits and should not affect Insurance, but it IS a highway traffic act (sec 7 1 A) violation AND still a "moving violation" from what I understand (where as a parking ticket is not in both cases???) and I am worried the Insurance company is just going to see it as another ticket and boot me out the door or bend me over accordingly.
Any insight on this would be appreciated. Not sure there is anything I can do, I pleaded with the Officer to not give me the ticket since it was an honest mistake after driving for 30 years its the first time I forgot to renew sticker, but he gave it to me anyway and said it wasn't a "big deal". I could try my sob story with the Prosecutor I suppose, but not sure what it could really be reduced to other than lower fine maybe, however the main thing I don't want is a "ticket" at all just for the inevitable Insurance hike. As far as I can tell, ticket looks proper on its face. I did go buy the sticker RIGHT after this happened, and I have heard that sometimes when you do that they will drop the charge in court when you show this, not sure I want to go court and chance this, does Prosecutor have the power to drop it?
TIA
In my experience, the prosecutor will typically offer you a significantly reduced fine. Dropping the charge outright seems to be something more common in really busy jurisdictions like Toronto. You've got nothing to lose by meeting with the prosecutor and seeing what they'll offer, but don't count on them withdrawing the charge.
How recent are your last two convictions? Are they almost at the point where your insurance company will no longer consider them? If they are, you could try to draw out your most recent matter for as long as possible to delay the conviction.
-
- Jr. Member
- Posts: 39
- Joined: Tue Feb 01, 2011 9:24 pm
One of the tickets is going to drop off soon, but even with 2 my Insurance is much too high, bluddy crooks
Does the Crown have the power to change it to a parking ticket maybe? As you say, most times they are likely to offer a reduced fine but that really does not help me at all.
This way, they can still collect their bounty from me, and then I won't get further reamed by the Insurance for something so petty and an honest mistake. I am 100% sure that the Postman delivered my reminder to the wrong address (live in Condo and we get others mail other the time sadly) because I looked in my papers and notes back from August when I needed to renew and NO sign of it. Of course I won't make this mistake again, but damn it I can't afford this on Insurance as I will now be driving for a living.
-
- Similar Topics
-
-
New post no valid permit - no valid sticker plate 7(1)(a) 7(1)(c)(i)
by curiousottman in General TalkLast post by Decatur Tue Nov 15, 2016 5:44 pm
-
-
-
New post Why I think most tickets should NOT affect insurance
Last post by bimmer Sun May 13, 2018 2:01 am
-
-
-
New post No Insurance Charge on Expired pink slip (valid insurance)
Last post by Stanton Tue Jun 21, 2016 12:32 pm
-
-
-
New post $375 ticket for parking in a handicapped spot with 4 day expired permit
by Libertylass in General TalkLast post by admin Sat Oct 06, 2018 2:28 pm
-
-
-
New post 149 in 100 zone + no valid licence plate sticker
Last post by highwaystar Mon Nov 06, 2017 3:30 pm
-
Who is online
Users browsing this forum: No registered users and 8 guests
Help us, Help You!
Hello, we notice you may be using an adblocker...