Our website is made possible by displaying online advertisements to our visitors.
Please consider supporting us by disabling your ad blocker.

Ontario Highway Traffic Act

Discuss the Ontario Highway Traffic Act.


Post Your Traffic Ticket, and Get Help!


The Ontario Traffic Ticket Forum!


All times are UTC - 5 hours [ DST ]




Post new topic Reply to topic  [ 25 posts ]  Go to page 1, 2  Next
Check It Out
No unread posts New Set Fines Starting Sept 1st, 2015! Read and Learn Here.
  Print view

Failure to surrender insurance
Author Message
PostPosted: Thu Mar 05, 2009 8:17 pm 
Offline
Jr. Member

Joined: Thu Mar 05, 2009 7:57 pm
Posts: 51
I got a ticket for failure to surrender insurance because I did not have my new insurance stubs with me, just a bunch of expired ones. My policy number has not changed, so I asked the officer to just run the policy number so I could prove that I was in fact insured. He said they don't have that ability, handed me the ticket and reminded me that my car could have been impounded.

Do police really have no way of verifying insurance, other than those pink pieces of paper insurance companies give us?


Top
 Profile  
 
Re: Failure to surrender insurance
PostPosted: Thu Mar 05, 2009 9:57 pm 
Offline
Moderator
User avatar

Joined: Tue Apr 22, 2008 7:21 am
Posts: 2933
Location: In YOUR rearview mirror!
pinch wrote:
I got a ticket for failure to surrender insurance because I did not have my new insurance stubs with me, just a bunch of expired ones. My policy number has not changed, so I asked the officer to just run the policy number so I could prove that I was in fact insured. He said they don't have that ability, handed me the ticket and reminded me that my car could have been impounded.

Do police really have no way of verifying insurance, other than those pink pieces of paper insurance companies give us?


Correct, no way of knowing if a vehicle is insured except for the pink insurance card. There is no "magic" 1-800 number to call to find out, nor is the MTO linked to insurance companies either, although that would be the most logical thing.

_________________
Above is merely a suggestion/thought and in no way constitutes legal advice or views of my employer. www.OHTA.ca


Top
 Profile  
 
Re: Failure to surrender insurance
PostPosted: Sun Mar 08, 2009 2:48 am 
Offline
VIP
User avatar

Joined: Wed Nov 14, 2007 8:27 pm
Posts: 959
Location: Guelph, Ontario
hwybear wrote:
that would be the most logical thing.


Precisely the reason why they do not do it...

_________________
"The more laws, the less justice" - Marcus Tullius Cicero
"The hardest thing to explain is the obvious"

www.OHTA.ca & www.OntarioHighwayTrafficAct.com


Top
 Profile  
 
PostPosted: Sun Mar 08, 2009 3:22 pm 
Offline
Jr. Member

Joined: Thu Mar 05, 2009 7:57 pm
Posts: 51
I remember kids in high school counterfeiting those pink insurance slips. They were perfect copies, they even had the perforations along the edges. I thought it was rather ridiculous since I was convinced they could be verified in real time. Now I know that it's the system that's ridiculous. I mean, if you can't verify in real time, why ask for the info to start with?


Top
 Profile  
 
PostPosted: Sun Mar 08, 2009 3:25 pm 
Offline
Jr. Member

Joined: Thu Mar 05, 2009 7:57 pm
Posts: 51
Any demerit points for this offense?


Top
 Profile  
 
PostPosted: Sun Mar 08, 2009 3:49 pm 
Offline
VIP
User avatar

Joined: Wed Nov 14, 2007 8:27 pm
Posts: 959
Location: Guelph, Ontario
pinch wrote:
Any demerit points for this offense?


I'm pretty sure there aren't any. But, click on the "Demerit points" link on the bottom of this page, and see if the subsection you were charged with ("Contrary to: HTA XX.(X)") is NOT on the list to make double-sure.

_________________
"The more laws, the less justice" - Marcus Tullius Cicero
"The hardest thing to explain is the obvious"

www.OHTA.ca & www.OntarioHighwayTrafficAct.com


Top
 Profile  
 
PostPosted: Mon Mar 09, 2009 4:18 pm 
Offline
Moderator
User avatar

Joined: Tue Apr 22, 2008 7:21 am
Posts: 2933
Location: In YOUR rearview mirror!
Sorry, no points!!

To collect points you need a moving violation.
Something like "pacman" :wink:

_________________
Above is merely a suggestion/thought and in no way constitutes legal advice or views of my employer. www.OHTA.ca


Top
 Profile  
 
Failure to surrender Insurance
PostPosted: Wed Mar 25, 2009 10:41 am 
Offline
Newbie

Joined: Wed Mar 25, 2009 10:35 am
Posts: 1
Where do I find out if it is legal for a police officer to ask for licence, insurance and ownership of a vehicle while in a parking lot?


Top
 Profile  
 
PostPosted: Wed Mar 25, 2009 2:59 pm 
Offline
Jr. Member

Joined: Thu Mar 05, 2009 7:57 pm
Posts: 51
I think they can ask for these on private property is the vehicle has plates on it. Once you can has plates, your are responsible for having a license, insurance, ownership.

But I don't think they can charge you with a moving violation in a private parking lot since the HTA does not apply.


Top
 Profile  
 
PostPosted: Wed Mar 25, 2009 3:03 pm 
Offline
Jr. Member

Joined: Thu Mar 05, 2009 7:57 pm
Posts: 51
I should add that when I was charged with not surrendering insurance, it wasn't under the highway traffic act. So if I was on a private lot, I still could have been charged.


Top
 Profile  
 
PostPosted: Thu May 14, 2009 8:16 am 
Offline
Newbie

Joined: Thu May 14, 2009 8:07 am
Posts: 4
Interesting, similar situation happen to me except my little pink slip was in my car and I couldn't find it at that time when the officer pulled me over. My little insurance slip holder only had the expired stubs and my none-expired one somehow got slipped in between my pile of cds. I did have another copy at home.

Is there any way to fight this?

Are officers suppose to give you a certain amount of time to produce your stub?


Top
 Profile  
 
PostPosted: Thu May 14, 2009 8:43 am 
Offline
Moderator
User avatar

Joined: Tue Apr 22, 2008 7:21 am
Posts: 2933
Location: In YOUR rearview mirror!
irietek wrote:
Is there any way to fight this?

Are officers suppose to give you a certain amount of time to produce your stub?


Must surrender a valid insurance card upon demand. And that is when asked to surrender, not after the officer goes back to cruiser and returns to the car.

There is no such thing as 24hrs to produce.....just an urban legend....or was that back in Bookm's days 8)

_________________
Above is merely a suggestion/thought and in no way constitutes legal advice or views of my employer. www.OHTA.ca


Top
 Profile  
 
PostPosted: Thu May 14, 2009 8:50 am 
Offline
Sr. Member
User avatar

Joined: Tue Jan 22, 2008 9:38 pm
Posts: 632
Location: Stratford, Ontario
When I was a nervous young'n, I got a ticket for failing to produce my insurance slip. Just as the copp'r pulled away, I FOUND IT! So I pulled out quickly, flashed my headlghts, and pulled HIM over, LMAO!! Let me tell you, he was NOT impressed, LOL. He didn't even put his window down. He just said, "Tell it to my lawyer".

I went to court and the officer wasn't there, so the charge was dropped.


Top
 Profile  
 
PostPosted: Thu May 14, 2009 9:05 am 
Offline
Newbie

Joined: Thu May 14, 2009 8:07 am
Posts: 4
hwybear wrote:
irietek wrote:
Is there any way to fight this?

Are officers suppose to give you a certain amount of time to produce your stub?


Must surrender a valid insurance card upon demand. And that is when asked to surrender, not after the officer goes back to cruiser and returns to the car.

There is no such thing as 24hrs to produce.....just an urban legend....or was that back in Bookm's days 8)


If I went to the police station to produce my none-expired stub would they have the authority to tear up my ticket if they were in a good mood this morning? =)

LOL Bookm's story was quite funny hahah.


Top
 Profile  
 
PostPosted: Thu May 14, 2009 9:13 am 
Offline
Moderator
User avatar

Joined: Tue Apr 22, 2008 7:21 am
Posts: 2933
Location: In YOUR rearview mirror!
irietek wrote:
If I went to the police station to produce my none-expired stub would they have the authority to tear up my ticket if they were in a good mood this morning? =)


Sorry, the PON can not just be torn apart. Only a JP can now mark a PON withdrawn.

_________________
Above is merely a suggestion/thought and in no way constitutes legal advice or views of my employer. www.OHTA.ca


Top
 Profile  
 
Display posts from previous:  Sort by  
Post new topic Reply to topic  [ 25 posts ]  Go to page 1, 2  Next

All times are UTC - 5 hours [ DST ]


Related topics
 Topics   Author   Replies   Views   Last post 
There are no new unread posts for this topic. failure to surrender insurance card

dubseller

4

2879

Wed Sep 01, 2010 5:25 pm

dubseller View the latest post

There are no new unread posts for this topic. Failure to Surrender Insurance Card

ulot9040

0

2237

Fri Nov 12, 2010 3:50 pm

ulot9040 View the latest post

There are no new unread posts for this topic. failure to surrender insurance card

kwigle

13

6151

Fri Jan 27, 2012 9:09 pm

OPS Copper View the latest post

There are no new unread posts for this topic. 63 in a 40 - York Univ + Failure to Surrender Insurance

wmalik81

12

1295

Sat Dec 20, 2014 1:05 am

wmalik81 View the latest post

There are no new unread posts for this topic. Expired Registration and Failure to Surrender insurance

jazzmunkyy

2

475

Fri Aug 21, 2015 12:26 am

jazzmunkyy View the latest post

There are no new unread posts for this topic. Failure to surrender insurance card in dealership loaner

[ Go to pageGo to page: 1, 2 ]

jestrela

22

755

Tue Apr 25, 2017 1:55 pm

jsherk View the latest post

There are no new unread posts for this topic. Failure surrender insurance card dealer loaner

jestrela

2

303

Thu Feb 09, 2017 4:50 pm

jsherk View the latest post

There are no new unread posts for this topic. Failure to surrender G1

brettshard

8

1469

Sat Feb 25, 2012 9:42 am

Radar Identified View the latest post

There are no new unread posts for this topic. failure to surrender license

torontobboy21

4

13416

Fri Feb 11, 2011 2:04 am

Stanton View the latest post

There are no new unread posts for this topic. failure to surrender license (g2)

sumyeikmei

4

1549

Thu Mar 05, 2015 2:24 am

bend View the latest post

There are no new unread posts for this topic. Failure to surrender license

thisismyusername

3

576

Mon Oct 19, 2015 2:23 pm

jsherk View the latest post

There are no new unread posts for this topic. failure to surrender license section33(1)

ianw

1

1437

Fri May 04, 2012 5:45 pm

Stanton View the latest post

 


Who is online

Users browsing this forum: Google Adsense [Bot] and 4 guests


You cannot post new topics in this forum
You cannot reply to topics in this forum
You cannot edit your posts in this forum
You cannot delete your posts in this forum
You cannot post attachments in this forum

Search for:
Jump to:  
Web Development & Search Engine Optimization
Home | Court Listings | Ontario Traffic Ticket

Copyright 2007 - 2017 © Microtekblue Inc. Web Development & Search Engine Optimization Service. We Support phpBB All Rights Reserved.