It all depends on how your insurance wants to treat that ticket.
Demerit points mean nothing to insurance companies..
Mto is who keeps track ofyour ppointsfor ssuspension purposes only.
To insurance companies, a conviction for speeding means you were speeding even if it's only 10km over
It's zero demerit points, but it will be visible on your driving abstract. Whether or not your insurance provider uses it against you is up to them. Most providers don't care whether it's 10 or 29 over, they treat them pretty much the same. They aren't there calculating a rate for you based on each kilometre you went over and they don't care about demerit points. Points is a Ministry penalty system that doesn't concern them. Speeding is a liability no matter how low the charge. 50 over is another story.Bri1234 wrote:I had the same situation. Did 50 in a 40 zone which resulted in a $40 ticket, no demerits. Officer said that it will NOT go on the driver's abstract which is what the insurance company sees. Is that true?
Why does the police officer feel the need to mislead people and say that its not going to go on the abstract. Uneducated or just lying so that the ticket is not fought?