Insurance valid when buying a used car?

cruzmisl
Member
Member
Posts: 107
Joined: Mon Dec 29, 2008 11:24 pm

Insurance valid when buying a used car?

by: cruzmisl on
Sun May 09, 2010 12:03 am

Hi,
I have a question regarding insurance coverage. Lets say an individual buys a used car from a private seller on a weekend. The new owner puts the plates from his old car which are valid (perfectly legal for 6 days) but doesn't call the insurance company because they are closed. Is the newly purchased car insured since the old car was properly insured?




Biron
Jr. Member
Jr. Member
Posts: 91
Joined: Sat May 29, 2010 7:19 pm
Location: Hamilton, ON

by: Biron on
Sun May 30, 2010 5:40 pm

Automobile insurance is provided to a specific vehicle and driver(s). Plates are not insured, at least not under this type of insurance.

You can register/attach old plates to a newly bought vehicle, even if you still own the old vehicle, however, the old vehicle's ownership (registration/permit) should indicate that the vehicle is unplated and the plates registered as unattached.

If you do what you suggest, you could be liable to be charged with more than just one offence.

Cheers.


User avatar
Simon Borys
VIP
VIP
Posts: 1065
Joined: Fri Apr 30, 2010 10:20 am
Contact:

by: Simon Borys on
Sun May 30, 2010 6:20 pm

Biron wrote:You can register/attach old plates to a newly bought vehicle, even if you still own the old vehicle, however, the old vehicle's ownership (registration/permit) should indicate that the vehicle is unplated and the plates registered as unattached.
Seriously? You just advised him to commit the offence of driving with plates not authorized for his vehicle. That's a no set fine offence and it's arrestable.

The HTA has no provision for allowing you to attach "unattached" plates to a new vehicle. The only thing you can do is attach the plates from an old vehicle, of a similar type (that you no longer own), to a new vehicle for 6 days following the purchase.

You should be careful about giving incorrect advice on this forum.
http://www.boryslaw.ca
NOTHING I SAY ON HERE IS LEGAL ADVICE.


User avatar
Radar Identified
Moderator
Moderator
Posts: 2881
Joined: Mon Sep 08, 2008 8:26 pm
Location: Toronto

Moderator

by: Radar Identified on
Sun May 30, 2010 9:54 pm

I think to answer cruzmisl's original question... I believe that if you have insurance on your old vehicle, it's valid on a new purchase for 14 days. But check with an insurance company first...
* The above is NOT legal advice. By acting on anything I have said, you assume responsibility for any outcome and consequences. *
http://www.OntarioTicket.com OR http://www.OHTA.ca


cruzmisl
Member
Member
Posts: 107
Joined: Mon Dec 29, 2008 11:24 pm

by: cruzmisl on
Sun May 30, 2010 10:53 pm

Radar Identified wrote:I think to answer cruzmisl's original question... I believe that if you have insurance on your old vehicle, it's valid on a new purchase for 14 days. But check with an insurance company first...
Thanks!


Post Reply
  • Similar Topics

Return to “Compulsory Automobile Insurance Act”

Who is online

Users browsing this forum: No registered users and 1 guest