Hi, i got into a car accident on hwy 401 with a friend of mine. The driver lost control of the car, and it ended up in a ditch. He was charged with a traffic ticket and was found to be at fault. No drugs or alcohol were involved. I was the only person injured in the accident and needed eye surgery. Doctor basically had to reattach my lower eye lid to the rest of my face with stiches. My chornea was damaged leading me to be temporarily blind and I lost my tear duct aswell. They placed a stenth in my eye and so there will be constant tearing for upto a year. I was also on narcotic pain killers and went through excruciating pain. I can provide a doctor's note from the surgeon and psychiatrist for the head injury. A police report was also made but I dont have it. I also have pre-op photos that the doctors took. I have missed ALOT of school as a result of this accident and have dropped a few courses. Here's the thing, I am thinking of filing a pain and suffering claim. How will my friend's insurance rate be affected? It already went up by 30%. If I file a claim, will it go up even more? (Frankly, i don't care but I don't really want to screw the guy over). He has third party insurance. His car was totalled and he did not file a claim for the car. I heard that the premium should not go up more than it has already if I file a claim. I am not looking into suing his insurance or anything. His family has also offered to pay all my medical bills but are asking that I don't go to a lawyer. Right now I don't have his policy number because they are concerned I am going to file a huge claim. I can get the number regardless because of the police report. All i know is that he is with insurance company's name edited out by forum. What is your opinion? I can probably get some money upfront right? His rate is going up regardless. Will it go up even more if I make claims?
Hi, i got into a car accident on hwy 401 with a friend of mine. The driver lost control of the car, and it ended up in a ditch. He was charged with a traffic ticket and was found to be at fault. No drugs or alcohol were involved. I was the only person injured in the accident and needed eye surgery. Doctor basically had to reattach my lower eye lid to the rest of my face with stiches. My chornea was damaged leading me to be temporarily blind and I lost my tear duct aswell. They placed a stenth in my eye and so there will be constant tearing for upto a year. I was also on narcotic pain killers and went through excruciating pain.
I can provide a doctor's note from the surgeon and psychiatrist for the head injury. A police report was also made but I dont have it. I also have pre-op photos that the doctors took. I have missed ALOT of school as a result of this accident and have dropped a few courses.
Here's the thing, I am thinking of filing a pain and suffering claim. How will my friend's insurance rate be affected? It already went up by 30%. If I file a claim, will it go up even more? (Frankly, i don't care but I don't really want to screw the guy over). He has third party insurance. His car was totalled and he did not file a claim for the car. I heard that the premium should not go up more than it has already if I file a claim. I am not looking into suing his insurance or anything. His family has also offered to pay all my medical bills but are asking that I don't go to a lawyer. Right now I don't have his policy number because they are concerned I am going to file a huge claim. I can get the number regardless because of the police report. All i know is that he is with insurance company's name edited out by forum.
What is your opinion? I can probably get some money upfront right? His rate is going up regardless. Will it go up even more if I make claims?
This is my first time ever getting a ticket and I am completely frustrated and don't know what to do.
On July 7th, I was driving to work, taking my usual route and it's about a 15 minute drive for me. At the first red light, I noticed I had a bit of time thanks to the countdown so I quickly…
I'm hoping somebody can point me in the right direction to track down various radar gun error codes.
Way back in March of this year I was stopped for speeding, 86kmh in a 60 Community Safety Zone, on Mayfield Rd., on the outskirts of Brampton. (Aloa school)
My husband was driving my car and passed a school bus with flashing lights. He did not realize this until he was past the bus. The driver honked at him but there were no cops nearby and he didn't get pulled over. I believe the driver or witnesses reported this and we got issued a…
Hey guys I was hoping for some advice on my first ever ticket.
I just moved to the Aurora area and made a prohibited left turn between the prohibited hours. This is my very first ticket so I am unsure as to how to precede. I have already requested and received my court date and I assume the next…
i am 25 with a G2 Drivers license. had a lot to drink saturday night. woke up the next morning and drove home around 1pm sunday. got pulled over for speeding, police officer smelled booze had me blow a breathalyzer. i blew 0.035 . he aloud my passenger to drive my truck home. he gave…
Hi, last summer I was pulled over when I made a left turn from he middle lane at Harbor and Yonge Street (heading east on the Gardiner and taking the Yonge exit). I swear they nabbed about 10 people in 5 minutes. Anyways, I decided to challenge in court, my court date is in April and I have just…
In Kanda, the court established that this offence is a strict liability charge. In other words, you can offer a defence of due diligence. In Kanda the defendant explained the…
Last July I got pulled over for failure to obey stop sign at a T-intersection in my neighbourhood. After I got my trial date I requested disclosure in November. Sent in another request for disclosure in early January and in mid-January got a call to pick it up at the court office. The disclosure…
