Hi, i got into a car accident on hwy 401 with a friend of mine. The driver lost control of the car, and it ended up in a ditch. He was charged with a traffic ticket and was found to be at fault. No drugs or alcohol were involved. I was the only person injured in the accident and needed eye surgery. Doctor basically had to reattach my lower eye lid to the rest of my face with stiches. My chornea was damaged leading me to be temporarily blind and I lost my tear duct aswell. They placed a stenth in my eye and so there will be constant tearing for upto a year. I was also on narcotic pain killers and went through excruciating pain. I can provide a doctor's note from the surgeon and psychiatrist for the head injury. A police report was also made but I dont have it. I also have pre-op photos that the doctors took. I have missed ALOT of school as a result of this accident and have dropped a few courses. Here's the thing, I am thinking of filing a pain and suffering claim. How will my friend's insurance rate be affected? It already went up by 30%. If I file a claim, will it go up even more? (Frankly, i don't care but I don't really want to screw the guy over). He has third party insurance. His car was totalled and he did not file a claim for the car. I heard that the premium should not go up more than it has already if I file a claim. I am not looking into suing his insurance or anything. His family has also offered to pay all my medical bills but are asking that I don't go to a lawyer. Right now I don't have his policy number because they are concerned I am going to file a huge claim. I can get the number regardless because of the police report. All i know is that he is with insurance company's name edited out by forum. What is your opinion? I can probably get some money upfront right? His rate is going up regardless. Will it go up even more if I make claims?
Hi, i got into a car accident on hwy 401 with a friend of mine. The driver lost control of the car, and it ended up in a ditch. He was charged with a traffic ticket and was found to be at fault. No drugs or alcohol were involved. I was the only person injured in the accident and needed eye surgery. Doctor basically had to reattach my lower eye lid to the rest of my face with stiches. My chornea was damaged leading me to be temporarily blind and I lost my tear duct aswell. They placed a stenth in my eye and so there will be constant tearing for upto a year. I was also on narcotic pain killers and went through excruciating pain.
I can provide a doctor's note from the surgeon and psychiatrist for the head injury. A police report was also made but I dont have it. I also have pre-op photos that the doctors took. I have missed ALOT of school as a result of this accident and have dropped a few courses.
Here's the thing, I am thinking of filing a pain and suffering claim. How will my friend's insurance rate be affected? It already went up by 30%. If I file a claim, will it go up even more? (Frankly, i don't care but I don't really want to screw the guy over). He has third party insurance. His car was totalled and he did not file a claim for the car. I heard that the premium should not go up more than it has already if I file a claim. I am not looking into suing his insurance or anything. His family has also offered to pay all my medical bills but are asking that I don't go to a lawyer. Right now I don't have his policy number because they are concerned I am going to file a huge claim. I can get the number regardless because of the police report. All i know is that he is with insurance company's name edited out by forum.
What is your opinion? I can probably get some money upfront right? His rate is going up regardless. Will it go up even more if I make claims?
I was at my parents' house in Mississauga early this week, and my mother told me about this SUV which always parks down the street for four to six hours a day, headlights on and the occupants inside. When she takes her afternoon walk, she will usually see a man and a woman inside smoking or…
Last week, around 9:30 at the Britannia water purification plant (Ottawa), undercover cops put on their lights. I was outside of my mom's vehicle (van) about to go for a simple #1 in the bushes (even had a bunch of tissues in my hands) when one officer asked me what I was doing (my bf was also…
We are living in the age of digital video. HD 720p and 1080p CRYSTAL CLEAR Video. If a picture is worth a thousand words, then a video is worth a million.
I had video evidence for a case but it was not accepted. I apparently did not submit it properly/ at the right time. Despite this I had my ticket…
According to current regulations, no electric car can be driven in Ontario (and anywhere else in Canada except BC). Do you find it somewhat ridiculous that, despite all the fanfare about the environmentally friendliness talk, and high gas prices moans, we cannot use the most…
Hey guys i just wanted to know what speeds you see others do on the roads on a regular basis. As we all know no body drives 100 km. It seems they only hit that speed twice once on the way up and once on the way down.
it seems the De Facto limit on the 401 is about 120-130. But lately i dont know if…
I might be moving from Manitoba to the Ottawa area.
My question is, I drive a 4x4 truck and my summer tires stick out beyond the fenders about 1.5-2inches. Is that illegal in Ontario? If so will installing fender flares take care of the problem? Also the truck has True dual exhaust (2 pipes from…
Okay so while at school today i parked on a residential street in Hamilton Ontario. the person in front of me did not pull up very far so i was forced to park fairly close to the driveway of the house i was in front of. I got out to make sure they had plenty of room to drive out if they wanted to,…
Just wondering if I can get some help on what to do for this ticket. I have a court date on August 17th. I simply cannot afford this. I haven't had an offence in years, and pay attention to my speeds now. One night when I was too focused on the road and not the speedometer, I get pulled…
I got pulled over for doing 147 in a posted 90 zone on hwy 17 heading east towards Ottawa where I live. My car was impounded for 7 days and the officer took my licence. I'll probably go with one of those traffic ticket places. I don't feel like driving to North Bay 4 or 5 times.
