Police don't necessarily assign fault for collisions, they're already pre-determined through 'Fault Determination Rules' under the Insurance Act.
http://www.ibc.ca/en/car_insurance/docu ... -rules.pdf
http://www.e-laws.gov.on.ca/html/regs/e ... uote]Rules for Automobiles Travelling in the Same Direction in Adjacent Lane
10. (1) This section applies when automobile ÃƒÂ¢Ã‚â‚¬Ã‚Å“AÃƒÂ¢Ã‚â‚¬Ã‚Â collides with automobile ÃƒÂ¢Ã‚â‚¬Ã‚Å“BÃƒÂ¢Ã‚â‚¬Ã‚Â, and both automobiles are travelling in the same direction and in adjacent lanes. R.R.O. 1990, Reg. 668, s. 10 (1).
(4) If the incident occurs when automobile ÃƒÂ¢Ã‚â‚¬Ã‚Å“BÃƒÂ¢Ã‚â‚¬Ã‚Â is changing lanes, the driver of automobile ÃƒÂ¢Ã‚â‚¬Ã‚Å“AÃƒÂ¢Ã‚â‚¬Ã‚Â is not at fault and the driver of automobile ÃƒÂ¢Ã‚â‚¬Ã‚Å“BÃƒÂ¢Ã‚â‚¬Ã‚Â is 100 per cent at fault for the incident.
Text alternative: In the third type, automobile ÃƒÂ¢Ã‚â‚¬Ã‚Å“BÃƒÂ¢Ã‚â‚¬Ã‚Â has moved toward automobile ÃƒÂ¢Ã‚â‚¬Ã‚Å“AÃƒÂ¢Ã‚â‚¬Ã‚Â and the passenger side of ÃƒÂ¢Ã‚â‚¬Ã‚Å“BÃƒÂ¢Ã‚â‚¬Ã‚Â has struck the in driver side front of automobile ÃƒÂ¢Ã‚â‚¬Ã‚Å“AÃƒÂ¢Ã‚â‚¬Ã‚Â.[/quote]
Inform your insurance company right away, so you can take the necessary steps to get your vehicle fixed.
Agreed. Whether or not the officer decides to lay charges on an individual doesn't determine the outcome of your insurance claim.iFly55 wrote:Police don't necessarily assign fault for collisions, they're already pre-determined through 'Fault Determination Rules' under the Insurance Act.