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Legal requirement to report accident to Insurer?
Is there a legal requirement to report an accident to the insurer? Scenario - 2 vehicle accident - each vehicle has less than $1000 damage - each vehicle has damage roughly equal to insurance deductible - a police Accident Report was completed In this … - 17 Replies
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- Last post Mon Nov 30, 2009 5:40 pm View the latest post
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- 2 Demerit Points
- Improper opening of a vehicle door
- Prohibited turns
- Towing people on toboggans, bicycles, skis, etc.
- Failing to obey signs
- Failing to stop at a pedestrian crossing
- Failing to share the road
- Improper right turn
- Improper left turn
- Failing to signal
- Unnecessary slow driving
- Reversing on a divided high-speed road
- Driver failing to wear a seat belt
- Driver failing to ensure that a passenger less than 23 kg is properly secured
- Driver failing to ensure that a passenger under 16 years is wearing a seat belt
- Failing to lower headlamp beams
- Backing on a highway
- Driver failing to ensure infant/child passenger is properly secured
- 3 Demerit Points
- Exceeding the speed limit by 16 to 29 km/h
- Driving through, around or under a railway crossing barrier
- Failing to yield the right-of-way
- Failing to obey a stop sign, traffic control stop/slow sign, traffic light or railway crossing signal
- Failing to obey the directions of a police officer
- Driving the wrong way on a divided road
- Failing to report a collision to a police officer
- Improper driving when road is divided into lanes
- Crowding the driver's seat
- Going the wrong way on a one-way road
- Driving or operating a vehicle on a closed road
- Crossing a divided road where no proper crossing is provided
- Failing to slow and carefully pass a stopped emergency vehicle
- Failing to move, where possible, into another lane when passing a stopped emergency vehicle
- Improper passing
- Improper use of high occupancy vehicle lane
- Motor vehicle equipped with or carrying a speed measuring warning device
- Hand-held devices
- 4 Demerit Points
- Exceeding the speed limit by 30 to 49 km/h
- Following too closely
- 5 Demerit Points
- Driver of a bus failing to stop at an unprotected railway crossing
- 6 Demerit Points
- Careless Driving
- Racing
- Exceeding the speed limit by 50 km/h or more
- Failing to stop for a school bus
- Stunt Driving
- 7 Demerit Points
- Failing to remain at the scene of a collision
- Failing to stop when signaled/requested by a police officer
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