My vehicle was struck in the parking lot at my work. The culprit was determined thanks to surveillance cameras, and she says she doesn't want to go through insurance, but wants to pay out of pocket. I received an estimate from a local body shop where I have had work done in the past, and have a good rapport with. The estimate is just under $1,300. I provided her with this estimate and now she is telling me I have to provide her with two more quotes, and she will choose. Do I legally need to give her three options? As I am the vehicle owner, is it not my choice who repairs my car?
My vehicle was struck in the parking lot at my work. The culprit was determined thanks to surveillance cameras, and she says she doesn't want to go through insurance, but wants to pay out of pocket. I received an estimate from a local body shop where I have had work done in the past, and have a good rapport with. The estimate is just under $1,300. I provided her with this estimate and now she is telling me I have to provide her with two more quotes, and she will choose.
Do I legally need to give her three options? As I am the vehicle owner, is it not my choice who repairs my car?
Is there any "official"/"legal" literature online stating that I don't have to provide options, that I could forward to her to make this clear to her? She is difficult to deal with, but also works in my department and want to avoid a hostile environment.
Is there any "official"/"legal" literature online stating that I don't have to provide options, that I could forward to her to make this clear to her? She is difficult to deal with, but also works in my department and want to avoid a hostile environment.
I would imagine that all the online literature would tell you to file a report and go through your insurance company. If you choose not to do that then you are operating in a grey zone where there are no hard and fast rules. Since she is the one who wants to handle it without the insurance company, and since it sounds like the accident was her fault, she is in no position to be demanding anything. You would be within your rights to tell her that she can accept the estimate you have provided, or you will go through your insurance company and let them handle the situation.
I would imagine that all the online literature would tell you to file a report and go through your insurance company. If you choose not to do that then you are operating in a grey zone where there are no hard and fast rules. Since she is the one who wants to handle it without the insurance company, and since it sounds like the accident was her fault, she is in no position to be demanding anything. You would be within your rights to tell her that she can accept the estimate you have provided, or you will go through your insurance company and let them handle the situation.
You should call the police. Theyll prepare a report. Inform your vehicle insurance company and they should be able to take it from there. They should be able to take care of this for you. Thats what they pay you for.
You should call the police. Theyll prepare a report. Inform your vehicle insurance company and they should be able to take it from there. They should be able to take care of this for you. Thats what they pay you for.
You might find this document to be a useful reference: http://www.ibc.ca/en/car_insurance/docu ... -rules.pdf It outlines how insurance companies attribute fault in the case of a collision. I believe it applies to both public highways and private property (parking lots). It was my understanding that the Ontario HTA does not apply to private property such as parking lots.
It outlines how insurance companies attribute fault in the case of a collision. I believe it applies to both public highways and private property (parking lots).
It was my understanding that the Ontario HTA does not apply to private property such as parking lots.
I have a pretty general question, I am just wondering, If a Police Officer is doing radar (or laser.. whatever) on an unlit area of a highway and is out of his vehicle do this, with his vehicle faced into traffic (but on the center median emergency turn around). If there is multiple cars on the…
Hi there, this incident occurred on the night of July 1st, so my deadline on this ticket is July 16th. I plan on going to the court office on Monday so I figured I'd see what the experts think about my case. As a result, I apologize for the long post, but I don't want to leave out any details.
I have several problems and I'm wondering what my options are. This past weekend I was driving home from Lake Huron and was caught going 112 in an 80km/h zone. I am currently on my Quebec probationary license which is revoked at 4 demerit points. The penalty in Quebec for going +32 km/h over is 3…
Careless driving (HTA 131) deal down: lessons I learned
Careless Driving (6 demerit points) seems to be a "favourite" charge among police officers. It is certainly serious enough to get your attention and any plead down to say 2 or 3 points seems a gift. Here is a case where quick action and…
Hi All, I want some helpful tips in fighting this ticket. Here is what happened. Southbound approaching an intersection..my daughter in the left hand lane (4 lane street - Bathurst southbound Richmond Hill), she is riding behind a slower vehicle in the left hand lane. As she approaches the…
Does anybody know how you can check the status of your Demerit Points and how many you have collected over the last two years?
I just received a ticket as I was travelling through Barrie and am debating whether or not to fight it. My decision will be based on whether or not an infraction I received…
iam from ottawa, ont .... on the july 30( civic holiday weekend) i was drving my mom, dad, little sister to toronto to visit my sista....going throught belleville . i was driving on the right lane on the highway by the way ... suddenlly i saw cars in front of…
I was charged with careless driving last night. I am hoping anyone here can give me advice . Right now I am upset, angry, stiff and sore and don't know if I should just go right into my long drawn out account of what happened or just give a basic outline and answer questions anyone may have. I…
