Forgot My Insurance Papers
I made a an illegal left turn because I missed the no left turn sign. When I got pulled over for making the illegal left, it turns out I had forgotten to put my insurance card back in my car. So no papers to show mr. police officer.
I now have two tickets and a summons to show up in court for a violation of CAIA 2(1)(a) "Operate motor vehicle without insurance" and HTA 182(2) "Disobey sign". I was told that all I have to do is show up and show proof of insurance and I wouldn't get fined for the CAIA violation.
Is this really the case, or should I be more concerned about this?
Summons seem like a fix-it ticket. Don't miss the date!!! In light of that offense, the illegal left turn is very small.
"The hardest thing to explain is the obvious"
www.OHTA.ca & www.OntarioHighwayTrafficAct.com
-
- Jr. Member
- Posts: 30
- Joined: Fri Oct 29, 2010 8:08 am
If you don't show up you will be convicted of driving without insurance, a $5000.00 minimum fine. The correct charge should have been Fail to produce insurance card, a $50 fine, unless you didn't have insurance at the time.
pvotrainer wrote: The correct charge should have been Fail to produce insurance card, a $50 fine, unless you didn't have insurance at the time.
It is still a correct charge (officer discretion) whether we believe the person has insurance or trying to pull a fast one. There is little to no way to tell at roadside if there valid insurance or not. Certainly wish Insurance companies would be on board with MTO and update insurance stuff daily linked to the licence plate.
Correct fine = $65 or $210 for a CMV
-
- Jr. Member
- Posts: 30
- Joined: Fri Oct 29, 2010 8:08 am
Your right on the fine (65) I didn't include the surcharge. I've done this for 21 years, and a copper that Charges No Ins for fail to have ins card is lazy. It is a reverse onus, but you still need evidence of the charge. An officer has 2 years to lay a no insurance charge. It requires ordering certified documents from the MTO and then making a phone call to the insurance company listed on the document.
The Insurance comps and MTO have been taking for years and are getting closer. It may happen when the MTO gets rid of the front plate and Validation sticker requirement.
-
- Similar Topics
-
-
New post Insurance rates skyrocketting because of a failure to provide insurance slip
by shovelhed in General TalkLast post by shovelhed Mon Sep 30, 2019 8:20 am
-
-
-
New post Summons for No Insurance, First Offence, Insured on 2 Other Vehicles
Last post by ajupic Thu Sep 05, 2019 3:29 pm
-
-
-
New post Tickets Falling off from record, will i get cheaper insurance?
by Faraad99 in General TalkLast post by bend Sat Jun 13, 2020 9:30 am
-
-
-
New post Failing to show pink insurance card
by Hithere in General TalkLast post by Decatur Sat Oct 03, 2020 12:59 pm
-
-
-
New post Ontarians can carry Auto Insurance information on their Smartphones
Last post by PrivacyGuy Wed Sep 11, 2019 2:36 pm
-
-
-
New post 47km over the speeding limit scared of what's going to happen to my insurance.
Last post by bend Fri Apr 10, 2020 2:12 am
-
-
-
New post FAILED TO STOP SCHOOL BUS / INSURANCE RATES / tickets
Last post by asterix Tue Sep 14, 2021 12:48 pm
-
Who is online
Users browsing this forum: No registered users and 1 guest
Help us, Help You!
Hello, we notice you may be using an adblocker...
Please support free websites by turning off your Ad blocker.
Thank you!