Now another situation people...say you were turning off a roadway, and clipped a pedestrian who was walking on the sidewalk? Could you be charged under the HTA as you were leaving a roadway to a private property? Instead of like on this case leaving a private property onto a roadway. Thanks in…
Hello Folks,
I am at it again helping someone fight a ticket, this time in London. I have a few questions dealing with the disclosure request.
The prosecutors here seem to have gotten smart to the usual tactics. They now include a whole page (instead of the 2" tear-off slip) with one side for filling…
My wife had an auto accident back in May. It is gradually being dealt with by our insurance company ( by the broker actually). My question is about the legal power of the insurance code OAP1. Evidently this set of rules is the Ten Commandments for the insurance companies and the adjustors seem to…
Hey Guys,
I'm not sure if this is the correct section to post this... I'm a tractor trailer truck driver, and although i didn't get a ticket, Last week, I was involved in a conversation with my boss and fleet manager about removing snow off the top of the rig.
I found this article online, which…
So today I got my first speeding ticket from going 80 km/h in a 50 zone, reduced to 70. I have been in an accident before so my insurance rate is already pretty high, yet I don't really handle my own insurance as I am the secondary driver on my family car. I'm also 20 and still have my G2, which…
I was pulled over after making a U-TURN. and being charged for 4 tickets "1. DRIVE MOTOR VEHICLE, NO PERMIT CONTRARY TO THE HIGHWAY TRAFFIC ACT SECTION 7(1)(A); 2. UNSAFE TURNING LANE CHN-FL TO SIGNAL CONTRARY TO THE HWY TRAFFIC ACT SECTION 142(1); 3. RED LIGHT TRAFFIC ACT SECTION 144(18); 4.FAIL…
Hi all,
I received a stunt driving ticket earlier in the year (171 km/h in a 100 km/h zone) and attended my summons earlier this week, where I received the disclosure.
I set a meeting for an early resolution for this Friday (March 16th, 2018). Would any of you be able to help me review my disclosure…
Hi there,
I was curious if there is any way that demerit points can be reduced or taken off of one's record after the tickets have been paid. I know in Alberta one can take a 'safe driving course' after a certain amount of time with a clean record and get demerit points taken off. Is there any such…
Report impaired or cancel insurance policy
Just curious if anybody knows any potential pitfalls of reporting an impaired conviction to your insurance company.
Is it best to just cancel the policy and re-insure when the suspension is over? Obviously in both cases premiums will go up drastically, I'm just wondering if there is any additional issues if the insurance company cancels my policy vs. my terminating it myself.
Re: Report impaired or cancel insurance policy
How long is your suspension?
Premiums will go through the roof!
Re: Report impaired or cancel insurance policy
1 year. Premiums will go through the roof, unfortunately there is no choice in the matter. The insurance contract states that you have to inform them of any material changes to the agreement.
Re: Report impaired or cancel insurance policy
I don't think you can win either way. If you terminate and reapply, one of the questions they ask is any convictions in the last five years?
Try calling around to some insurance brokers and see what they recommend. Make sure they've dealt with this situation before.
Re: Report impaired or cancel insurance policy
If you do not notify your insurance as you mentioned, will this enable them to say that you are "making false statements of some sort" and flag you for that on top of an impaired flag?? Certainly a double flag is worse than a single?
Re: Report impaired or cancel insurance policy
You don't really have to notify your insurance company. They will find out on their own anyways.
Your insurance company is gonna kick you off anyways. So you can either wait till they kick you off, or just tell them and get kicked off sooner.
It can take them up to a couple months to kick you off if your lucky. Depends on your insurance company.
I knew a guy whose insurance kicked him off after 3 months.
