Greetings all drivers, Would like your take on an unusual circumstance that happened to me two days ago. Please read.... My personal vehicle was in the shop for recall work. It was delayed and the dealership offered me a "loaner" car for the evening. It has permanent Ontario plates and new car sticker in the back rear window. That evening I went to my local bar/pool hall after refereeing indoor soccer. I sustained a foot injury. I had a cup of coffee...absolutely no alcohol. I left around 8:45 pm and noted an opp cruiser at the intersection. As I walked down the street, the cruiser followed behind. I got into my car. The cruiser pulled into a parking spot ahead. I drove out on the street and an officer exited the passenger side and pointed me to an open parking spot. I pulled over, stopped, parked and turned the ignition off. Another officer got out of the drivers side. They went to the rear of my vehicle and I began to run the plates. The first officer approached my side and asked for my license. He states the reason they stopped me was because "I was walking funny" and asked if I had anything to drink. I denied and stated I only had a cup of coffee. So he asked again "why I was walking funny", to which I explained my foot injury. I voluntarily explained the reason I had the dealer car. The officer asked for my ownership and insurance. I had trouble finding the light to see inside. I looked in the glovebox, console....could not find it. I again reiterated that it was a loaner and I didn't know where it would be. Both officers returned to their car. I began searching for anything. I found the ownership in a plastic bag in the upper portion of the glovebox. I shouted to the cops I had the ownership and brought it over to them. The officer told me to get back in my car. Eventually I was hit with a "failure to surrender insurance card". The next morning I went to the dealership and told them about my ordeal. The service advisor found the insurance under the seat. I took the insurance to the detachment with my ticket but they weren't interested and told me it was now a court matter because the officer didnt put on the ticket I had a grace period to bring it in. So here I am. Option 3. Not guilty option to go to trial. I got the dealership to write me a dated and signed letter stating the vehicle was insured and it was misplaced under the seat and I was indeed loaned the vehicle. So I've photocopied everything - ticket, ownership, insurance, my recieot showing my personal vehicle in the shop the days in question, the letter and Written a statement of the events so it's fresh in my memory. Side note - cop is 2 days on the road. The driver cop was his coach officer. From another officer I know Charge - compulsory insurance act s. 31(1). "Failure to surrender insurance card" - $65 Few questions.....1) how likely am I to get this offence withdrawn? 2) should I get any other evidence or perhaps subpoena the service advisor? 3) if I get the chance should I challenge the "walking funny" reason - against the charter of rights and freedoms. (Cops don't pull people over because they have prosthetic legs). Was there a legitimate reason for the stop? 4) when the claims of DUI were unsubstantiated, did the officer require my documents as no laws were suspected to be broken? 5) I will file for disclosure to see the notes. Will there be notes from both officers? And if the coach one doesn't submit, is that grounds for a mistrial? 6) anyone know if this affects insurance, as a minor conviction. I have a completely clean driving record (til now) Anything you can add would be greatly appreciated. I spoke to a paralegal and he thinks there's some substance but wants $500 with no guarantees. I think this would be more if I lost this challenge. I have a completely clean driving record. Joe

Topic

Failure to surrender insurance card in dealership loaner

by: jestrela on

22 Replies

jestrela
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Re: Failure to surrender insurance card in dealership loaner

Hi guys. Me again. Thanks for all your replies. I have been learning a lot. I am just frustrated about the circumstances surrounding this charge. But alas the law is the law black and white but hoping the circumstances work in my favor. I legitimately made the mistake of not locating the documentation even though it was in the vehicle but misplaced. I was reading on ticketcombat.com, some prosecutors will consider a "trade off" deal at first attendance, especially if it's a fine for a larger amount in exchange for a non-conviction charge on your driver record. Any one have any luck with this? Suggestions on the site include a parking fine(s), no seatbelt as a passenger, red loght camera fine, etc etc. What do you think. I also read on the same site POA 59(2) - "Relief against minimum fine – Although the provision that creates the penalty for an offence prescribes a minimum fine, where in the opinion of the court exceptional circumstances exist so that to impose the minimum fine would be unduly oppressive or otherwise not in the interests of justice, the court may impose a fine that is less than the minimum or suspend the sentence." Would this work in my case? Chime in anyone Especially jsherk and OTP paralegal Thanks.

Hi guys.

Me again.

Thanks for all your replies. I have been learning a lot.

I am just frustrated about the circumstances surrounding this charge. But alas the law is the law black and white but hoping the circumstances work in my favor. I legitimately made the mistake of not locating the documentation even though it was in the vehicle but misplaced.

I was reading on ticketcombat.com, some prosecutors will consider a "trade off" deal at first attendance, especially if it's a fine for a larger amount in exchange for a non-conviction charge on your driver record. Any one have any luck with this? Suggestions on the site include a parking fine(s), no seatbelt as a passenger, red loght camera fine, etc etc. What do you think.

I also read on the same site POA 59(2) - "Relief against minimum fine – Although the provision that creates the penalty for an offence prescribes a minimum fine, where in the opinion of the court exceptional circumstances exist so that to impose the minimum fine would be unduly oppressive or otherwise not in the interests of justice, the court may impose a fine that is less than the minimum or suspend the sentence."

Would this work in my case?

Chime in anyone Especially jsherk and OTP paralegal

Thanks.

OTD Legal
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Re: Failure to surrender insurance card in dealership loaner

Section 59 applications argue undue financial hardship. Usually these applications would be made where there are significant fines in the 4,5, or 6 digit range. Even then there are some Justices or jurisdictions where the application may be denied. Fines are there to cause penalty and inconvenience to place a consequence to the behaviour and to attempt to prevent it from happening again. Your fine is likely around $65 for this simple ticket. I would be very surprised if even the most lenient of Justices would consider that to impose an undue financial hardship.

jestrela wrote:

Hi guys.

Me again.

Thanks for all your replies. I have been learning a lot.

I am just frustrated about the circumstances surrounding this charge. But alas the law is the law black and white but hoping the circumstances work in my favor. I legitimately made the mistake of not locating the documentation even though it was in the vehicle but misplaced.

I was reading on ticketcombat.com, some prosecutors will consider a "trade off" deal at first attendance, especially if it's a fine for a larger amount in exchange for a non-conviction charge on your driver record. Any one have any luck with this? Suggestions on the site include a parking fine(s), no seatbelt as a passenger, red loght camera fine, etc etc. What do you think.

I also read on the same site POA 59(2) - "Relief against minimum fine – Although the provision that creates the penalty for an offence prescribes a minimum fine, where in the opinion of the court exceptional circumstances exist so that to impose the minimum fine would be unduly oppressive or otherwise not in the interests of justice, the court may impose a fine that is less than the minimum or suspend the sentence."

Would this work in my case?

Chime in anyone Especially jsherk and OTP paralegal

Thanks.

Section 59 applications argue undue financial hardship. Usually these applications would be made where there are significant fines in the 4,5, or 6 digit range. Even then there are some Justices or jurisdictions where the application may be denied. Fines are there to cause penalty and inconvenience to place a consequence to the behaviour and to attempt to prevent it from happening again. Your fine is likely around $65 for this simple ticket. I would be very surprised if even the most lenient of Justices would consider that to impose an undue financial hardship.

The content of this post is not legal advice. Legal advice can only be provided after a licenced paralegal has been retained, spoken with you directly, and reviewed the documents related to your case.
jestrela
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Re: Failure to surrender insurance card in dealership loaner

Got my notice of trial today and a handy application for disclosure form to submit. 1) isn't the prosecutor suppose to set something up prior to trial? I believe it was called early resolution. Or do I have to contact them myself? 2) when should I submit my notice for disclosure? Wait and see if the prosecutor will meet with me? I just want to explain the circumstances surrounding the offence and hope he/she is in a generous mood. That's my only hope I think? I'm not sure a JP will accept my "it was a loaner" defence. Even with the proof it was insured and a letter from dealership. Also is there any way to prolong this for a couple more months? Hopefully just prior to insurance renewal?

Got my notice of trial today and a handy application for disclosure form to submit.

1) isn't the prosecutor suppose to set something up prior to trial? I believe it was called early resolution. Or do I have to contact them myself?

2) when should I submit my notice for disclosure? Wait and see if the prosecutor will meet with me?

I just want to explain the circumstances surrounding the offence and hope he/she is in a generous mood. That's my only hope I think? I'm not sure a JP will accept my "it was a loaner" defence. Even with the proof it was insured and a letter from dealership.

Also is there any way to prolong this for a couple more months? Hopefully just prior to insurance renewal?

Whenaxis
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Re: Failure to surrender insurance card in dealership loaner

If you had a ticket with Option 2: Early Resolution Meeting with Prosecutor, then that's how you would get a meeting to discuss the possible resolution of your matter. If this was not an option on your ticket, then early resolution may not be available in your area. Alternatively, in some areas, you request an early resolution meeting after receiving a notice of trial (i.e. Toronto). Even if early resolution is not an option for you, you can always contact the courthouse or the prosecutor's office for a possible resolution. The goal is to keep as many court cases from getting to trial because it's costly and time consuming, so they will be open to discussing a possible resolution. The prosecutor may also offer you a plea deal on the day of your trial. You should submit your request for disclosure as soon as possible. Disclosure will allow you to review the case against you which will allow you to make an informed decision about how you want to proceed. You can settle your case any time between now and the date of your trial. If the prosecution has failed to provide you with disclosure by the date of your trial, you can request for an adjournment which may buy you more time. But unless there's a reason for you to request an adjournment (i.e. family emergency, vacation, etc.), the trial will likely proceed on the day that it is set.

If you had a ticket with Option 2: Early Resolution Meeting with Prosecutor, then that's how you would get a meeting to discuss the possible resolution of your matter.

If this was not an option on your ticket, then early resolution may not be available in your area. Alternatively, in some areas, you request an early resolution meeting after receiving a notice of trial (i.e. Toronto).

Even if early resolution is not an option for you, you can always contact the courthouse or the prosecutor's office for a possible resolution. The goal is to keep as many court cases from getting to trial because it's costly and time consuming, so they will be open to discussing a possible resolution. The prosecutor may also offer you a plea deal on the day of your trial.

You should submit your request for disclosure as soon as possible. Disclosure will allow you to review the case against you which will allow you to make an informed decision about how you want to proceed. You can settle your case any time between now and the date of your trial.

If the prosecution has failed to provide you with disclosure by the date of your trial, you can request for an adjournment which may buy you more time. But unless there's a reason for you to request an adjournment (i.e. family emergency, vacation, etc.), the trial will likely proceed on the day that it is set.

jestrela
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Re: Failure to surrender insurance card in dealership loaner

*UPDATE* Need help guys...whatever you got....I think I got the Crown on this one. So I applied for disclosure on February 23, 2017 by fax. I have a copy of the original and the fax confirmation, asking for the disclosure to be mailed to me. I called March 23 to the clerks office, who informed me nothing had been updated on the case. I called again April 21 to the clerks office, who informed me there was no disclosure sent, and I should contact the Prosecutors office. I called the Prosecutor and he said he needed to review my case and get back to me. Prosecutor called this morning, informing me that he will be asking the court for an adjournment because there was "an issue with the signature on the ticket", and therefore that is why no disclosure was sent to me. He kept saying "if I'm successful". He suggested that we could all agree on a new trial date that works for everyone. I held my cards to my chest and didn't say anything about what i was thinking, which is "I think I got this guy....I can ask for the charges to be withdrawn". What is my next move? I assume I will have to attend court and speak in front of the JP. I spoke to an officer about it and he said I should argue R. vs. Stitchcombe 11(b) charter right violation which I as the defendant took meaningful steps to expedite the proceedings and requested the evidence against me be given in a timely manner, and the case is now taking markedly longer than reasonably necessary. What should I say? How will this play out? I assume the JP will ask if I oppose to the crown's motion of adjournment in which I will say "yes your Worship" and then how do I proceed? Just as I have typed it above? Let me know what you have guys.....I know there is a chance the JP will grant an adjournment....but I'm going to at least try...

*UPDATE*

Need help guys...whatever you got....I think I got the Crown on this one.

So I applied for disclosure on February 23, 2017 by fax. I have a copy of the original and the fax confirmation, asking for the disclosure to be mailed to me.

I called March 23 to the clerks office, who informed me nothing had been updated on the case.

I called again April 21 to the clerks office, who informed me there was no disclosure sent, and I should contact the Prosecutors office.

I called the Prosecutor and he said he needed to review my case and get back to me.

Prosecutor called this morning, informing me that he will be asking the court for an adjournment because there was "an issue with the signature on the ticket", and therefore that is why no disclosure was sent to me. He kept saying "if I'm successful". He suggested that we could all agree on a new trial date that works for everyone. I held my cards to my chest and didn't say anything about what i was thinking, which is "I think I got this guy....I can ask for the charges to be withdrawn".

What is my next move? I assume I will have to attend court and speak in front of the JP. I spoke to an officer about it and he said I should argue R. vs. Stitchcombe 11(b) charter right violation which I as the defendant took meaningful steps to expedite the proceedings and requested the evidence against me be given in a timely manner, and the case is now taking markedly longer than reasonably necessary.

What should I say? How will this play out? I assume the JP will ask if I oppose to the crown's motion of adjournment in which I will say "yes your Worship" and then how do I proceed? Just as I have typed it above?

Let me know what you have guys.....I know there is a chance the JP will grant an adjournment....but I'm going to at least try...

jsherk
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Re: Failure to surrender insurance card in dealership loaner

If you show up for court then they can fix/amend it and carry on as if nothing happened. If you do NOT show up, then they can not amend it. Very important... Was your copy of the ticket signed? Read this thread: post44048.html

If you show up for court then they can fix/amend it and carry on as if nothing happened.

If you do NOT show up, then they can not amend it.

Very important... Was your copy of the ticket signed?

Read this thread: post44048.html

+++ This is not legal advice, only my opinion +++
jestrela
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Re: Failure to surrender insurance card in dealership loaner

yes, my copy was signed.

yes, my copy was signed.

jsherk
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Re: Failure to surrender insurance card in dealership loaner

Okay so that is interesting that yours was signed but the officers copy was not? Or I wonder what other issue there could be? You should call the Provincial Offences Office and ask them what date they received and filed the Certificate of Offence from the officer. The officer has to file it within 7 days so if it was filed after that then the ticket is not valid and they can fix/amend that.

Okay so that is interesting that yours was signed but the officers copy was not? Or I wonder what other issue there could be?

You should call the Provincial Offences Office and ask them what date they received and filed the Certificate of Offence from the officer. The officer has to file it within 7 days so if it was filed after that then the ticket is not valid and they can fix/amend that.

+++ This is not legal advice, only my opinion +++

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