Hey guy's So I'm getting a new car on Tuesday and the old battered one is either going to the junk yard or for sale. Now, I'm keeping it in the garage, but it won't have any insurance (swapped to new car) will have plates and sticker. Now, if somone comes to see it and wants to test drive it, and I tell them there is no insurance on the car. But they want to chance it. If we get pulled and I'm passenger. Can I get a ticket? If there is an accident and lets say, someone hits the car (or the other person hits another car) say somone gets hurt or there are bad damages, can "I" get sued? Is there a kind of law saying that I can't allow a car of mine to be on a public highway with no insurance or is it the buyers issue. Not sure if the swapped insurance on my car will cover my old car? TXS
Hey guy's
So I'm getting a new car on Tuesday and the old battered one is either going to the junk yard or for sale.
Now, I'm keeping it in the garage, but it won't have any insurance (swapped to new car) will have plates and sticker.
Now, if somone comes to see it and wants to test drive it, and I tell them there is no insurance on the car.
But they want to chance it.
If we get pulled and I'm passenger. Can I get a ticket?
If there is an accident and lets say, someone hits the car (or the other person hits another car) say somone gets hurt or there are bad damages,
can "I" get sued?
Is there a kind of law saying that I can't allow a car of mine to be on a public highway with no insurance or is it the buyers issue.
Not sure if the swapped insurance on my car will cover my old car?
TXS
--------------------------------------------------------------
* NO you cant touch your phone
* Speeding is speeding
* Challenge every ticket
* Impaired driving, you should be locked up UNDER the jail
Its always the responsibility of the owner, not the driver, to ensure the motor vehicle is insured. So if someone took your vehicle for a test drive while it was uninsured, you would be charged (regardless if you were in the vehicle or not). Its one of the most serious offences, with a minimum fine of $5,000. Contact your insurance provider and explain the situation to see if your policy covers the vehicle or not. My guess is that it wouldnt be covered, so you might want to take out a short term policy to cover it until its sold.
Its always the responsibility of the owner, not the driver, to ensure the motor vehicle is insured. So if someone took your vehicle for a test drive while it was uninsured, you would be charged (regardless if you were in the vehicle or not). Its one of the most serious offences, with a minimum fine of $5,000.
Contact your insurance provider and explain the situation to see if your policy covers the vehicle or not. My guess is that it wouldnt be covered, so you might want to take out a short term policy to cover it until its sold.
ok great... so if someone say comes around to buy the car without test driving it (say for parts), if they pay me and I sign the car over to them, is the onus now on them to get the car insured?
ok great...
so if someone say comes around to buy the car without test driving it (say for parts), if they pay me and I sign the car over to them, is the onus now on them to get the car insured?
--------------------------------------------------------------
* NO you cant touch your phone
* Speeding is speeding
* Challenge every ticket
* Impaired driving, you should be locked up UNDER the jail
Sign it over, remove the plates and go right to Service Ontario and advise them the the vehicle has been sold as unfit. Now the onus is on them to register the car in their name and have insurance on it.
Sign it over, remove the plates and go right to Service Ontario and advise them the the vehicle has been sold as unfit. Now the onus is on them to register the car in their name and have insurance on it.
--------------------------------------------------------------
* NO you cant touch your phone
* Speeding is speeding
* Challenge every ticket
* Impaired driving, you should be locked up UNDER the jail
I'd also suggest making up a bill of sale, signed and dated by yourself and the buyer. Keep one copy for yourself and give one to the buyer. It doesn't have to be anything fancy, just a document with the vehicle info (vin number), sale price, buyer and sellers names and date/time of sale. It's just another way to help cover you should the other person not bother registering, insuring, etc. your former vehicle.
I'd also suggest making up a bill of sale, signed and dated by yourself and the buyer. Keep one copy for yourself and give one to the buyer. It doesn't have to be anything fancy, just a document with the vehicle info (vin number), sale price, buyer and sellers names and date/time of sale. It's just another way to help cover you should the other person not bother registering, insuring, etc. your former vehicle.
hey Stanton, yes this is what I was also worried about, I might actually go to my mate and get him to do a safety (I have an e-cert) and get a uvip from the MTO it's somewaht differnt in the UK I wanna make sure I don't get copped or get a ticket even thinking about taking it to the scrapper I'll got a lot less but then won't have to worry about other stuff. cheers all
hey Stanton, yes this is what I was also worried about,
I might actually go to my mate and get him to do a safety (I have an e-cert) and get a uvip from the MTO
it's somewaht differnt in the UK
I wanna make sure I don't get copped or get a ticket
even thinking about taking it to the scrapper I'll got a lot less but then won't have to worry about other stuff.
cheers all
--------------------------------------------------------------
* NO you cant touch your phone
* Speeding is speeding
* Challenge every ticket
* Impaired driving, you should be locked up UNDER the jail
oh sure, I understand that, what I meant was about paperwork, I took it on the "changeover day" insurance knew I would be driving both cars so had it scrapped then txs for the reply :) Same applies on the way to scrapper. Either get it insured or have it towed. Or, take your chances, lol.
oh sure, I understand that, what I meant was about paperwork,
I took it on the "changeover day" insurance knew I would be driving both cars
so had it scrapped then
txs for the reply
Selectrick wrote:
bobajob wrote:
hey Stanton, yes this is what I was also worried about,
I might actually go to my mate and get him to do a safety (I have an e-cert) and get a uvip from the MTO
it's somewaht differnt in the UK
I wanna make sure I don't get copped or get a ticket
even thinking about taking it to the scrapper I'll got a lot less but then won't have to worry about other stuff.
cheers all
Same applies on the way to scrapper. Either get it insured or have it towed. Or, take your chances, lol.
--------------------------------------------------------------
* NO you cant touch your phone
* Speeding is speeding
* Challenge every ticket
* Impaired driving, you should be locked up UNDER the jail
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