***NOTE I HAVE NOT BEEN CHARGED WITH DRIVING WHILE SUSPENDED ONLY LICENSE SUSPENDED DUE TO UNPAID FINE (Just wondering if license suspension will affect my insurance. *** If your license is suspended due to unpaid fines, does this affect your insurance? I've done a great amount of research and it seems like just the fact of your license being suspended for ANY reason your insurance will go up a lot; that is true right? X-Copper is saying that if you pay the outstanding fine and pay the license renewal fee your insurance shouldn't go up because you are not convicted of driving while having a suspended license. And what X-Copper is saying is a much more serious charge that is not applicable. Doesn't make sense to me. It's hard to get a straight answer, online, from MTO, or lawyers. ----------------------------------------- I did some more researching and found out this from Wheels.ca "Wheels.ca / http://www.wheels.ca/news/when-a-forgot ... uspension/" So from what I understand from the above if that is correct once the fine is paid and license has been reinstated it comes off the record. But still wouldn't it show that the license had been suspended before at renewal time? It doesn't really specify if the whole incident comes off the record or just the outstanding fine.
***NOTE I HAVE NOT BEEN CHARGED WITH DRIVING WHILE SUSPENDED ONLY LICENSE SUSPENDED DUE TO UNPAID FINE (Just wondering if license suspension will affect my insurance. ***
If your license is suspended due to unpaid fines, does this affect your insurance?
I've done a great amount of research and it seems like just the fact of your license being suspended for ANY reason your insurance will go up a lot; that is true right?
X-Copper is saying that if you pay the outstanding fine and pay the license renewal fee your insurance shouldn't go up because you are not convicted of driving while having a suspended license. And what X-Copper is saying is a much more serious charge that is not applicable. Doesn't make sense to me.
It's hard to get a straight answer, online, from MTO, or lawyers.
-----------------------------------------
I did some more researching and found out this from Wheels.ca
Demerit points are only associated with a conviction. MTO does not send a notice of suspension to insurance companies. Insurance companies do have access to a driver's driving record through the Authorized Requester Program. An active unpaid fine suspension will appear on an abstract, but once the fine has been paid it comes off.
In this case, the driver must contact the court where he/she was convicted to find out the amount of the outstanding fines. Upon receipt of an order to reinstate, MTO will send a notice of reinstatement and a replacement licence in the mail to the driver.
So from what I understand from the above if that is correct once the fine is paid and license has been reinstated it comes off the record. But still wouldn't it show that the license had been suspended before at renewal time? It doesn't really specify if the whole incident comes off the record or just the outstanding fine.
A number of posters have reported that they're insurance rates have gone up simply with a suspension history on their record (and no actual conviction for driving under suspension). The FSCO, who oversee auto insurance in Ontario, don't allow certain types of suspension to count against you (medical comes to mind) but are unclear on others. They do prohibit 90 day ADLS suspensions from increasing your rates for instance, since there's no actual Court conviction. But other people have experienced rate increases for 7 day stunt driving suspensions, even if they're later acquitted of the charge. In short, I believe a licence suspension for unpaid fines COULD increase your rates.
A number of posters have reported that they're insurance rates have gone up simply with a suspension history on their record (and no actual conviction for driving under suspension). The FSCO, who oversee auto insurance in Ontario, don't allow certain types of suspension to count against you (medical comes to mind) but are unclear on others. They do prohibit 90 day ADLS suspensions from increasing your rates for instance, since there's no actual Court conviction. But other people have experienced rate increases for 7 day stunt driving suspensions, even if they're later acquitted of the charge.
In short, I believe a licence suspension for unpaid fines COULD increase your rates.
"So from what I understand from the above if that is correct once the fine is paid and license has been reinstated it comes off the record. But still wouldn't it show that the license had been suspended before at renewal time? It doesn't really specify if the whole incident comes off the record or just the outstanding fine." I run DL histories all the time and the suspensions stay and have a start date listed, what it was suspended for and the expiry date for the suspension.
"So from what I understand from the above if that is correct once the fine is paid and license has been reinstated it comes off the record. But still wouldn't it show that the license had been suspended before at renewal time? It doesn't really specify if the whole incident comes off the record or just the outstanding fine."
I run DL histories all the time and the suspensions stay and have a start date listed, what it was suspended for and the expiry date for the suspension.
What's a ADLS suspension? The charge was a 10km over speeding ticket that was reduced but doesn't say the reduced speed. I wanted to fight it in trial (it's a 50km zone but 40km when there is school time and there is one small sign saying it's 40km instead of 50km) but never got a trial notice in the mail. How long do the suspensions stay on the official provincial driving record?
What's a ADLS suspension?
The charge was a 10km over speeding ticket that was reduced but doesn't say the reduced speed.
I wanted to fight it in trial (it's a 50km zone but 40km when there is school time and there is one small sign saying it's 40km instead of 50km) but never got a trial notice in the mail.
Decatur wrote:
I run DL histories all the time and the suspensions stay and have a start date listed, what it was suspended for and the expiry date for the suspension.
How long do the suspensions stay on the official provincial driving record?
ADLS is the 90 day suspension you get if charged with impaired (not convicted). DL histories are forever, but insurance companies are only allowed to go back a few years.
ADLS is the 90 day suspension you get if charged with impaired (not convicted).
DL histories are forever, but insurance companies are only allowed to go back a few years.
Alright if it does go up, is there any way to guess how much it would go up? Like would the insurance company see it as a major offense? Or would it be equivalent to not stopping for a stop sign, speeding 14km over, etc?
Alright if it does go up, is there any way to guess how much it would go up?
Like would the insurance company see it as a major offense?
Or would it be equivalent to not stopping for a stop sign, speeding 14km over, etc?
Hi, I am new to the forum. I have been trying to get information off of here and www.ticketcombat.com for my case.
I was given a ticket for going 122km/h in a posted 100km/h zone at Hwy 401 east at Thickson Rd in Whitby ON on April 10th, 2009.
I find this absolutely absurd, since I was in the left most lane of the 401 approximately(within 5km/h) following the speed of traffic in my lane. The guy in…
Hey this is my first ticket so as much information that people can provide will be appreciated. I was making the drive home going around 90kph(in a 80) behind what I knew was an undercover police car. The cop abruptly pulled to the side and pulled back in behind me to pull me over. Now I reduced my speed to below 80 when the cop pulled to the side but he claimed he had me clocked at 109kph and…
On Wednesday I attended court at 1530 Markham Road, courtroom E2, in order to fight my speeding ticket. My original plan was to plead not guilty, and to watch all the people who went before me, the process, the Prosecutor and the Justice Of The Peace so I could strategize and form the best plan for my defence at trial. I had done some research online and sort of knew I wanted to defend myself,…
About 5 months ago I was driving along a two-way road approaching an intersection. The road had a left/ straight turning lane and a right turning lane. There was an 18 wheel gravel truck occupying the left lane at a red light. I pulled behind the truck intending to drive straight. After not moving for about 1 second, I check my rear view mirror, signaled and changed lanes to the right…
I am currently working for an auto parts delivery company and they contracted me to work as a courier.
As I left my base to make my first delivery which was less than 300 meters away from the shop, I had my seat belt off because i was under the impression, according to Section 106 Exception #6 subsection (c) of the highway traffic act, that I would be exempted from the seat belt law. The rule…
Got a ticket yesterday for "Insecure Load" contrary to HTA Sec 111(2). $160. I was pulling a utility trailer in which I had loaded a steel and wood cabinet. Total length of cabinet is 57.5". 14.75" (1/4 of the cabinet) was sticking out over the side of the trailer at about a 45 degree angle, the rest (3/4) was inside the trailer. The trailer has sides 24" high. I didn't have a tie-down or bungee…
I've been researching for months for defence strategy and basic trial information regarding my speeding ticket. However, the information is so conflicting that I have no confidence whatsoever that I know what I'm doing.
I didn't get this info from a friend of a friend, it came from this website, court officials, case laws, and a consultation with a traffic ticket fighting company.
So I was driving east bound pulling an empty tandem trailer on a gravel highway. Eventually I caught up to a truck pulling a fifth wheel. The speed limit was 70km/h and I don't quite remember but I'm almost 100% that the guy in front of me was driving at 60km/h. After being behind him for a few kilometers and getting two cracks in my windshield from rocks off his tires, I decided to pass him. I…
I have been driving for over 10 years without any tickets and accidents what so ever. Unfortunately my luck ran out this past Friday; when the officer pulled me over doing 80 in a 50 zone in Mississauga, Ontario. Officer was very friendly and polite not to mention nice enough to reduce the charge to 15KM.
On the speeding ticket it now says doing 65km in a 50 zone. Never having a speeding…
hi everyone im just wondering if its right for a cop to have my car impounded and give me a traffic ticket for improper plates when my car didnt leave my property, yes i knew the plates werent to my car but on private property it dont matter aslong as it dosent go onto public property. am i right with this that i shouldnt have gotten the ticket or my car impounded?????????????
Have been busy and haven't had much time to follow up on this...
Went to court having not received disclosure (and was not organized enough to apply for a stay), so the trial was adjourned. They photocopied the officer's ticket and notes and provided a log sheet from the plane. I've sent another request for the rest of the disclosure items.
So here's my question -- can an officer amend the ticket…
Hi guys, I got pulled over last night and was ticketed with HTA 172, I was going 157 on a 100 on 400N and was wondering what I should do. I was using cruise control but the guy in the lane to my left was driving into my lane irresponsibly to I sped up to get ahead of him and just my luck that's when an OPP cruiser pulled up behind me flashing his lights. My court date is at the end of the month…
If anyone can answer this I would greatly appreciate it.
Friday morning I checked my mail and received a letter from the MTO stating that under section 47(1) of the HTA the Registrar of Motor Vehicles has decided to suspend my driving privilege for medical reasons. This was due to a report submitted by a physician in compliance with section 203 of the HTA. Enclosed with that letter were forms to…
Ok so looking for some advice in regards to my wife's speeding ticket 120k in 100 (I was in vehicle so witnessed most - but was resting at initial clock.)
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Wife REALLY doesn't want to go, and of course I'm the one doing all of the…
I know I shouldn't have driving but I slept at my buddies' place and I thought I was ok to drive in the morning.. needless to say I still drove and got pulled over.
Background details:
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I'm wondering if anyone could enlighten me on what to do about the following scenario:
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I have a wicked prosecutor in my area, he is an evil man and will lie and cheat, whatever is necessary for him to win. I got a yellow light infraction ticket and the cop was a no show. I requested the charge dismissed and it went like this:
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Prosecutor: No, we are going to adjourn the trial so the officer can attend
Accident happened at a regular intersection with turning lanes and lights. I was turning left. The light turned yellow, and the car approaching sped up to make the light. I thought he was stopping, so i made the turn. At the time of the collision the light was red.
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alright well to get started ive developed a passion for longboarding
for those of you who dont already know a longboard is a big skateboard too heavy for tricks and stuff but boy can they ever go fast
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My court date is nearing at old city hall at appeals court.
iwhats going to happen and what do i do?
do I present my certificate of offence and point out to the judge the fine was incorrect, I did not appear and am now appealing on the grounds the Justice of the peace erred and failed to quash the ticket on the basis of the certificate not being properly examined and is not complete and regular on…
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