I would really appreciate some help here. I'm facing a divorce and have some tough issues. I'm moving back home to my parents after a divorce and my 70 year old father still has a license but doesn't drive, only rents once in a while, what's worse he hasn't owned for 20 years so he's like a new driver. As I understand there is a requirement to have him on my policy but this is absurd because I drive a Ram 3500 which he can't even get in and would never drive. There must be some way around this, I'm not reffering to a scam but more like a legal way around. I hope that I don't have to ask him to cancel his license because that is cruel and I'm reading that in ontario they keep your license for life so to speak so that may not even be possible. I will move out in a year or two when the divorce is final and I'm out of debt, he'd be stuck with no license after this. Please somebody help, I'm going through a divorce and moving to their apartment because I'm already in financial trouble so $2000/yr more for someone to sleep in the same apartment but never drive is really over the top.
I would really appreciate some help here. I'm facing a divorce and have some tough issues.
I'm moving back home to my parents after a divorce and my 70 year old father still has a license but doesn't drive, only rents once in a while, what's worse he hasn't owned for 20 years so he's like a new driver.
As I understand there is a requirement to have him on my policy but this is absurd because I drive a Ram 3500 which he can't even get in and would never drive.
There must be some way around this, I'm not reffering to a scam but more like a legal way around. I hope that I don't have to ask him to cancel his license because that is cruel and I'm reading that in ontario they keep your license for life so to speak so that may not even be possible. I will move out in a year or two when the divorce is final and I'm out of debt, he'd be stuck with no license after this. Please somebody help, I'm going through a divorce and moving to their apartment because I'm already in financial trouble so $2000/yr more for someone to sleep in the same apartment but never drive is really over the top.
I read on a forum once there is some form you can file with your broker to say nobody else will drive it, but unsure of details since the poster didn't say what province he was in. Could have been in BC or something where the ins laws are much better.
I read on a forum once there is some form you can file with your broker to say nobody else will drive it, but unsure of details since the poster didn't say what province he was in. Could have been in BC or something where the ins laws are much better.
You and your father will need to fill out an excluded driver form which can be found here. Hand it off to your insurance provider and let them know you don't want him on the policy. Or you can just ask your insurance provider and they'll get you started. Be aware that once you fill out this form, he can't drive your vehicle under any circumstances. He will be uninsured. Both you and your father can be charged if he decides to borrow your vehicle.
You and your father will need to fill out an excluded driver form which can be found here. Hand it off to your insurance provider and let them know you don't want him on the policy. Or you can just ask your insurance provider and they'll get you started.
Be aware that once you fill out this form, he can't drive your vehicle under any circumstances. He will be uninsured. Both you and your father can be charged if he decides to borrow your vehicle.
Hi Bend. Thank you for this information, I really appreciate it. I'm disappointed that my broker didn't reveal this information to me. He was ready to take down my fathers license to begin checking him out for my policy. I figured there must be some way around this. I had always thought of a student room mate scenario where many people live in the same house and would all have to be under someone's policy. That just wouldn't work as one person would be paying for 5 people. My father will never drive this truck, he can't even get in without my help and if he needs a ride I will gladly drive him. thanks again Andrew
Hi Bend. Thank you for this information, I really appreciate it. I'm disappointed that my broker didn't reveal this information to me. He was ready to take down my fathers license to begin checking him out for my policy.
I figured there must be some way around this. I had always thought of a student room mate scenario where many people live in the same house and would all have to be under someone's policy. That just wouldn't work as one person would be paying for 5 people. My father will never drive this truck, he can't even get in without my help and if he needs a ride I will gladly drive him.
I got my first ticket(s) in 15 years, for a rolling stop of the Gardiner West ramp at Yonge, by a whole bunch of cruisers under the bridge pegging off people 1 by 1. I didn't have my wallet, so 1 ticket no licence surrendered, 1 ticket fail to stop.
1)Should I use a professional rep in court? or
2) My natural thought would be to pay the no licence ticket, and reschedule the court date later for…
Yesterday, I made the stupidest mistake of my entire life. I was on the way back to my apartment after studying at school. It was around 8:30 pm. What happened is that I tried to follow the curve of the road, which is very icy because the city truck does not usually pour salt on the road ( there was a snow storm in the early morning that day), I was going 55-60 km/hr. The speed limit was 50km/h.…
When one gets a ticket and at the time of the ticket, the COP had video taped the interaction, can the COP delete the video legally even though it holds evidentuary value should it go to trial ?
The officer observed him driving by from about 20 meters away. Given that the officer allegedly didn't see the seatbelt. Is this evidence ? My point would be that evidence requires you to actually see something, not seeing something is not evidence ?
alright well last night (march 19th) at 12:55 am i had recieved 2 tickets the first was failing to stop at a stop sign (i did a rolling stop) and it was dated the 19th the second ticket that i got at the exact same time was dated the 18th. The second one was because i had a blood alcohol level of 0.0025 instead of zero (i have a g2)
I'm considering buying a strap-on motor for a bicycle for this summer, such as the one at www.motorizedbicycle.ca/bicyâ¦ant-head-bike-motor-kit.html . However, I haven't been able to find any clear answers about what part of the law, if any, they fall under. The kit in question has a motor with a displacement of more than 50 cubic centimeters, which seems to mean it doesn't fall under the HTA's…
I was turning left from Creditview into the left lane of Argentia Road (in Missisauga), while a police cruiser driving the opposite direction turning right into the right lane of Argentia Road. As I saw the cruiser turning right into the right lane of Argentia Road, I also turned left into the left lane of Argentia Road. The officer stopped me and told me that I was wrong, I had to wait until…
Bac above zero, g2 driver, 24 hour suspension. Had half a beer and drove 1 hr later. Failed breathalizer. I am in police foundations college course, did i ruin my future career? First offence, otherwise clean.
So here is my situation, I was accused of speeding 127 km/h in a 100 km/h zone.
My ticket says contrary to "Highway Traffict Act #128". Set fine calculated by the officer is $101.25 ( $3.75/km). Plus $30 for court charges and Victim charges to a total of $131.25.
However, according to section 128 i should be paying 27 x $4.5/km = $121.50 + Plus $30 for court charges and Victim charges to a total of…
So I was driving this morning to work at a new location in Toronto. I made a left turn into a street and a police officer was there waiting. He informed me you cannot make left turns between 7-9am. I told him I did not see or notice any sign. I have a clean driving record and never got a ticket before. Nonetheless, he hit me with a disobey sign ticket ( 182.2). I went back to the…
I was served with a Fail to Surrender Insurance Card (S3(1) of Compulsory Auto Insurance Act). He received it within the jurisdiction of Barrie POA. The trial is scheduled for November 14 2017.
I was stopped by Barrie OPP on my way back from a weekend up in Midland ON on June 28, 2017 and I originally had a digital copy of my insurance card but the officer wouldn't have it. He required a…
i recently got pulled over by an opp in and undercover car for going 118 in an 80.
I am planning on fighting it because i cant really afford the $283 ticket or the 4 demerit points because i have already gotten a speeding ticket in the states which got me 3 demerit points.
so here is my story, i was following a van that was going to slow for my liking so i…
I've been researching for months for defence strategy and basic trial information regarding my speeding ticket. However, the information is so conflicting that I have no confidence whatsoever that I know what I'm doing.
I didn't get this info from a friend of a friend, it came from this website, court officials, case laws, and a consultation with a traffic ticket fighting company.
Hi Gang. I'm back, but I'm asking for a friend this time.
A friend received a ticket the other day for driving 87 km/h in a 70 km/h zone. The problem is it's a posted 80 zone (I've verified this fact with him). Is an incorrectly identified speed limit a fatal error? There isn't a police officer in the province who would stop a driver who's only 7 km/h over the limit, so if the officer had realized…
Need some help here for the 1st time speeding ticket?
Sunday morning 12:10am when I was going home from work I was doing bit speeding on Gardiner. I was going with about 130km/h. I know its fast. I always take the same way and I know where the cops hide. They always hide entrance of the highways. If I will do speeding I always look my back and did look this time too. I took gardiner…
I have several problems and I'm wondering what my options are. This past weekend I was driving home from Lake Huron and was caught going 112 in an 80km/h zone. I am currently on my Quebec probationary license which is revoked at 4 demerit points. The penalty in Quebec for going +32 km/h over is 3 demerits, but even then it's cutting things close. The Ontario penalty is 4 demerits, will I receive…
I was pulled over for not having the front plate on the bumper, the plate was VERY clearly visible on the dash from the front. The only reason the officer pulled me over because the car is flashy and stands out. I was not speeding or doing anyting wrong. He insisted that it has to be on the bumper, I asked him to show me that in the HTA and he said that he could not as its common sense that it…
i was driving my dad's car when i was caught by the red light camera in Brampton. My dad would've to take time off work to go ask for a trial and then go to one.
Can i represent him? if yes, what do i need to do?
I'll tell the story of the accident quickly.. I was coming back from work near the airport around 6pm, when I got near Dufferin and Steeles. I approached a red light and my brakes completely stopped working, I pressed on it and it went all the way down loosely, I tried to go into the island separating the streets but ended up crashing into 3 cars waiting at the light. Nobody was seriously hurt…
