Recently I received a call from a collection agency stating that I have an unpaid speeding ticket from 10 years ago. I know I had paid the ticket but since it was so long ago I don't have proof. Is there anything I can do?
10 year old speeding ticket
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OPS Copper
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Re: 10 year old speeding ticket
Nothing. I got one of these from 1998 when I was visiting Ontario and was from Alberta. I mailed the check and never thought about it. Two years ago I got a call saying I owed. They sent me paperwork and I had to pay. It would have cost me more than the ticket to have the banks pull the records from that long ago. RBC told me it would be a minimum of 250 to pull the record. I owed 89. So I just paid.
Funny thing when I moved here in 2002 I exchanged my AB DL for an Ontario one and they never told me I owed anything and did not have a suspended Ontario license number which is supposed to happen.
Ops Copper
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Re: 10 year old speeding ticket
10 years ago!!? Isnt there some sort of time limit or statue of limitations where they can come after you? If not there should be, 10 years is just ridiculous...what happened after the first 5 years? They just forgot about it ?
Re: 10 year old speeding ticket
Does the province even send unpaid fines to a collection agency? I would have thought they'd just suspend your licence and wait for you to find them.
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Re: 10 year old speeding ticket
That does sound fishy... contact the MTO and see what they have on their records.....
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OPS Copper
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Re: 10 year old speeding ticket
This is exactly what the MTO does. I cannot remember the time frame but they send un collected fines to collection agencies. The agencies have all the relevant documents and will provide them. When I contacted the MTO they told me everything was legit and I had to pay.
The MTO will have the outstanding fine and you can pay it there. But since the collection agency has the debt you still have to pay their fee.
Ops
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