So I just got a shock from the insurance company, what would have been a rate of $180/month is now 380/month because of a red light ticket I got on my bicycle in 2009. Now, I took it to court. When I was there I specifically asked if I would get demerit points and if it would affect my insurance, the answer was no. So, they lied? I pled guilty to a reduced fine and paid. If I had known i would have gotten a damn lawyer and faught tooth and nail. This is 2400/year. A lawyer would have cost me less. Is there anything I can do?
Bicycle - can I reverse this ticket?
So I just got a shock from the insurance company, what would have been a rate of $180/month is now 380/month because of a red light ticket I got on my bicycle in 2009. Now, I took it to court. When I was there I specifically asked if I would get demerit points and if it would affect my insurance, the answer was no. So, they lied? I pled guilty to a reduced fine and paid. If I had known i would have gotten a damn lawyer and faught tooth and nail. This is 2400/year. A lawyer would have cost me less. Is there anything I can do?
Re: Bicycle - can I reverse this ticket?
What is bicycle insurance Cheers Viper1
What is bicycle insurance
Cheers
Viper1
"hang onto your chair when reading my posts
use at your own risk"
use at your own risk"
Re: Bicycle - can I reverse this ticket?
Was it a red light camera ticket? If you plead guilty then you're getting a conviction, even with 0 demerit points and paying a reduced fine. If your insurance company checks MTO records during policy renewal and sees that conviction, then they may increase your rates.
smp wrote:
So I just got a shock from the insurance company, what would have been a rate of $180/month is now 380/month because of a red light ticket I got on my bicycle in 2009. Now, I took it to court. When I was there I specifically asked if I would get demerit points and if it would affect my insurance, the answer was no. So, they lied? I pled guilty to a reduced fine and paid. If I had known i would have gotten a damn lawyer and faught tooth and nail. This is 2400/year. A lawyer would have cost me less. Is there anything I can do?
Was it a red light camera ticket?
If you plead guilty then you're getting a conviction, even with 0 demerit points and paying a reduced fine.
If your insurance company checks MTO records during policy renewal and sees that conviction, then they may increase your rates.
Re: Bicycle - can I reverse this ticket?
Was it a red light camera ticket? If you plead guilty then you're getting a conviction, even with 0 demerit points and paying a reduced fine. If your insurance company checks MTO records during policy renewal and sees that conviction, then they may increase your rates. Not a red light ticket. Yes, this is what happened, they increased by more than two-fold! I have an otherwise clean record and I am 32.
diehard wrote:
smp wrote:
So I just got a shock from the insurance company, what would have been a rate of $180/month is now 380/month because of a red light ticket I got on my bicycle in 2009. Now, I took it to court. When I was there I specifically asked if I would get demerit points and if it would affect my insurance, the answer was no. So, they lied? I pled guilty to a reduced fine and paid. If I had known i would have gotten a damn lawyer and faught tooth and nail. This is 2400/year. A lawyer would have cost me less. Is there anything I can do?
Was it a red light camera ticket?
If you plead guilty then you're getting a conviction, even with 0 demerit points and paying a reduced fine.
If your insurance company checks MTO records during policy renewal and sees that conviction, then they may increase your rates.
Not a red light ticket.
Yes, this is what happened, they increased by more than two-fold! I have an otherwise clean record and I am 32.
Re: Bicycle - can I reverse this ticket?
er, correction: not a red light CAMERA ticket
er, correction: not a red light CAMERA ticket
Re: Bicycle - can I reverse this ticket?
Yeah, in that case you got a conviction and your insurance company found out. Now you'll have to wait three years. Do some shopping upon policy renewal. Johnson Inc. has very good rates, call them.
smp wrote:
er, correction: not a red light CAMERA ticket
Yeah, in that case you got a conviction and your insurance company found out.
Now you'll have to wait three years.
Do some shopping upon policy renewal.
Johnson Inc. has very good rates, call them.
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Re: Bicycle - can I reverse this ticket?
Ok one last time. The Police and Courts have no control how a private business will react to a conviction. The private business being the insurance company. GS
Ok one last time. The Police and Courts have no control how a private business will react to a conviction. The private business being the insurance company.
GS
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