Which driver's abstract does insurance companies check?
Which one does insurance companies look at usually when applying/renewing a policy?
From: (https://www.ontario.ca/driving-and-road ... ers-record)
1) Driver’s licence history
(includes proof of beginner driver education course completion)
Certified: $18
Uncertified: $12
2) 3-year extended driver’s record
(includes current address and all suspensions, reinstatements and convictions)
Certified: $18
Uncertified: $12
3) 5-year driver’s record
(with or without address)
Certified: $18
Uncertified: $12
4) Extended driver's record search (10-year extended)
Certified: $18
Uncertified: $12
5) Complete driver’s record
Certified: $54
Uncertified: $48
6) Driver’s licence checks (what does this even entail exactly?)
$2.00 - $2.50
I can't speak to which particular record insurance companies would request. Your rates are supposed to be partially based on convictions/suspensions over the past 3 years. However since even longer records are priced the same, there's no financial disincentive for providers to not request them.
I believe it is more then just paying to get the extended 5 year check.
Cheers
Cindan
"hang onto your chair when reading my posts
use at your own risk"
use at your own risk"
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