So i was driving behind a Van, the signal was green and as soon as it turned yellow, the van hit the breaks Hard. I tried stopping/hand braking nothing seemed to work, it was raining, thus i rear ended his van. There was no damage, unluckily the cop was in the area and handed me a Motor Vehicle Accident Report. He didn't indicate who's fault it was, and didn't issue either of us a ticket. So my question is what does Motor Vehicle Accident Report affect? Insurance company? driving licence? etc..
Here's a PDF of the fault rules: http://www.ibc.ca/en/car_insurance/docu ... -rules.pdf