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Effect of replacing damaged plates on insurrance
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PostPosted: Mon Mar 12, 2012 10:18 pm 
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Joined: Mon Mar 12, 2012 9:55 pm
Posts: 2
Hello,

I am a new driver in Ontario and I rear-ended some one. No damage at all for his car, mine got some, so I choose not to report or claim and fix it on my own. However, the plates got some damage and I have to replace it. My question is, does the MTO informs the insurance company and that would increase my premium? Is there a way out?


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Re: Effect of replacing damaged plates on insurrance
PostPosted: Mon Mar 12, 2012 11:50 pm 
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Joined: Mon Sep 08, 2008 8:26 pm
Posts: 2881
Location: Toronto
MTO probably won't inform the insurance company.

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Re: Effect of replacing damaged plates on insurrance
PostPosted: Wed Mar 14, 2012 12:27 am 
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Joined: Mon Mar 12, 2012 9:55 pm
Posts: 2
Thanks for your reply. I hope so.
If anybody has any experience please share it.


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Re: Effect of replacing damaged plates on insurrance
PostPosted: Wed Mar 14, 2012 6:35 pm 
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Joined: Tue Feb 01, 2011 9:49 pm
Posts: 2110
Location: Ontario
Licence plates can be replaced for reasons other then accidents. The MTO will NOT notify your insurance provider.


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