Last Thursday a transport truck wrote off my car on the 403 at the highway 6 merge Toronto bound (clipped back left of my car, causing a spin out and subsequent t-bone) -OPP arrived, took our statements as well as a witness statement who saw the truck cut into my lane essentially cutting me off (witness just happens to be a lawyer) -officer told me he was charging truck driver with improper lane change and said I was free to go -today, insurance tells me that he said I cut into his lane, and made no mention of being charged..thus starting the insurance deductible headache -this is my first accident...am I being naive to think that the driver would tell insurance he was charged? Or could the officer have changed his mind about charging him after I left? I'm waiting for the police report which could take up to 6 weeks. Please ease my mind and tell me that an officer wouldn't say he was charging someone then not do it..please. He is just prolonging the inevitable if he didn't disclose the charge, but if he wasn't charged and said I cut into his lane (one that was ending as it was a merge lane...) then I may have a hassle on my hands. Thanks in advance
Last Thursday a transport truck wrote off my car on the 403 at the highway 6 merge Toronto bound (clipped back left of my car, causing a spin out and subsequent t-bone)
-OPP arrived, took our statements as well as a witness statement who saw the truck cut into my lane essentially cutting me off (witness just happens to be a lawyer)
-officer told me he was charging truck driver with improper lane change and said I was free to go
-today, insurance tells me that he said I cut into his lane, and made no mention of being charged..thus starting the insurance deductible headache
-this is my first accident...am I being naive to think that the driver would tell insurance he was charged? Or could the officer have changed his mind about charging him after I left? I'm waiting for the police report which could take up to 6 weeks. Please ease my mind and tell me that an officer wouldn't say he was charging someone then not do it..please. He is just prolonging the inevitable if he didn't disclose the charge, but if he wasn't charged and said I cut into his lane (one that was ending as it was a merge lane...) then I may have a hassle on my hands. Thanks in advance
From your explanation, there is no reason the officer would not charge the other driver. However whether they are charged or not is really irrelevent to insurance. So you will want to get police reports and witness statements to insurance as soon as possible.
From your explanation, there is no reason the officer would not charge the other driver.
However whether they are charged or not is really irrelevent to insurance. So you will want to get police reports and witness statements to insurance as soon as possible.
You don't need to get any police report or witness statements to your insurance company. That's their job. If you do it, you'll have to pay for the report and statements.
You don't need to get any police report or witness statements to your insurance company. That's their job. If you do it, you'll have to pay for the report and statements.
I gave my insurance authorization to obtain the report...the police told me to save my money and let them do it. But how can a charge to the driver be irrelevant to the insurance claim? If the truck driver was charged with an improper lane change...and I received no charge, one could deduce that he was at fault. Especially with a witness saying the same thing. I'm prepared to battle this out if I have to but I figured a police report with that shows the truck driver was charged would be sufficient.
I gave my insurance authorization to obtain the report...the police told me to save my money and let them do it. But how can a charge to the driver be irrelevant to the insurance claim? If the truck driver was charged with an improper lane change...and I received no charge, one could deduce that he was at fault. Especially with a witness saying the same thing. I'm prepared to battle this out if I have to but I figured a police report with that shows the truck driver was charged would be sufficient.
Insurance has different rules for determining who is at fault. So even if other driver is not charged, that driver can still be found to be 100% at fault by insurance.
Insurance has different rules for determining who is at fault. So even if other driver is not charged, that driver can still be found to be 100% at fault by insurance.
This is my first time ever getting a ticket and I am completely frustrated and don't know what to do.
On July 7th, I was driving to work, taking my usual route and it's about a 15 minute drive for me. At the first red light, I noticed I had a bit of time thanks to the countdown so I quickly…
I'm hoping somebody can point me in the right direction to track down various radar gun error codes.
Way back in March of this year I was stopped for speeding, 86kmh in a 60 Community Safety Zone, on Mayfield Rd., on the outskirts of Brampton. (Aloa school)
My husband was driving my car and passed a school bus with flashing lights. He did not realize this until he was past the bus. The driver honked at him but there were no cops nearby and he didn't get pulled over. I believe the driver or witnesses reported this and we got issued a…
Hey guys I was hoping for some advice on my first ever ticket.
I just moved to the Aurora area and made a prohibited left turn between the prohibited hours. This is my very first ticket so I am unsure as to how to precede. I have already requested and received my court date and I assume the next…
i am 25 with a G2 Drivers license. had a lot to drink saturday night. woke up the next morning and drove home around 1pm sunday. got pulled over for speeding, police officer smelled booze had me blow a breathalyzer. i blew 0.035 . he aloud my passenger to drive my truck home. he gave…
Hi, last summer I was pulled over when I made a left turn from he middle lane at Harbor and Yonge Street (heading east on the Gardiner and taking the Yonge exit). I swear they nabbed about 10 people in 5 minutes. Anyways, I decided to challenge in court, my court date is in April and I have just…
In Kanda, the court established that this offence is a strict liability charge. In other words, you can offer a defence of due diligence. In Kanda the defendant explained the…
Last July I got pulled over for failure to obey stop sign at a T-intersection in my neighbourhood. After I got my trial date I requested disclosure in November. Sent in another request for disclosure in early January and in mid-January got a call to pick it up at the court office. The disclosure…
