Our website is made possible by displaying online advertisements to our visitors.
Please consider supporting us by disabling your ad blocker.

Ontario Highway Traffic Act

Discuss the Ontario Highway Traffic Act.


Post Your Traffic Ticket, and Get Help!


The Ontario Traffic Ticket Forum!


All times are UTC - 5 hours [ DST ]




Post new topic Reply to topic  [ 3 posts ] 
Check It Out
No unread posts New Set Fines Starting Sept 1st, 2015! Read and Learn Here.
  Print view

Failure to obey sign + insurance slip
Author Message
PostPosted: Tue Feb 11, 2014 9:05 pm 
Offline
Newbie

Joined: Tue Feb 11, 2014 8:49 pm
Posts: 1
I was given a ticket for a failure to disobey sign for a left turn from 4 to 6:30 PM. I took the left turn at 4:05, missed it by 5 minutes. I have a clean record and i always follow rules, but that ticket was during my final exam time and i was under a lot of stress. (I am a student). Also, I took my mom's car and the officer asked for my insurance slip and I gave an expired slip because my mom had the original updated slip with her and not in the car. So he also gave me a failure to show insurance slip for $65. But I do have an insurance coverage, it's just that my mom had the slip. My first ticket was section 182(2) for 2 demerit points I think. I'm not worried about the fine, I just don't want the points because it is my first ticket and It will affect my insurance a lot since I am a student. Is there any way I can talk to the officer and get my points deducted? I chose option 2 on the ticket for early resolution.

Thanks.


Top
 Profile  
 
Re: Failure to obey sign + insurance slip
PostPosted: Tue Feb 11, 2014 9:43 pm 
Offline
High Authority

Joined: Tue Feb 01, 2011 9:49 pm
Posts: 2110
Location: Ontario
All tickets affect your insurance rates regardless of demerit points. At the early resolution meeting you’ll have a chance to meet with the Crown prosecutor. They will most likely offer you a plea deal where they'll drop one ticket in exchange for you pleading guilty to the other. If your insurance provider overlooks your first conviction, that might be the best deal to take. If you go plan on going to trial, you'll have to do some research and see if there's any defence you can use.


Top
 Profile  
 
Re: Failure to obey sign + insurance slip
PostPosted: Wed Feb 12, 2014 4:12 am 
Offline
Moderator

Joined: Wed Sep 19, 2012 1:44 am
Posts: 1062
ron58 wrote:
I'm not worried about the fine, I just don't want the points because it is my first ticket and It will affect my insurance a lot since I am a student. Is there any way I can talk to the officer and get my points deducted? I chose option 2 on the ticket for early resolution.


You're thinking backwards here, but you're not alone. Lots of people think demerit points are the worst part of a ticket. For the most part, they are useless.

Insurance doesn't care about points. They don't calculate them, they don't use them, and they don't need them. Demerit points are a penalty system used by the government to punish repeat offenders. That's it. They are the only ones calculating your points. Unless you are classified as a Novice Driver or someone who can't stay out of trouble, they are considered mostly useless. It's quite possible the majority of drivers out there wont collect enough demerit points in their lifetime to warrant a mandatory suspension, never mind the fact they expire 2 years from the day you were pulled over.

Insurance only looks at your convictions. How they decide to proceed is up to them. As Stanton pointed out, show them valid insurance at your meeting for the time you were pulled over. They'll likely toss it if you plead guilty to the remaining charge.

If you're thinking you'd be better off with 2 convictions with zero points versus one conviction with points, you'd be dead wrong.


Top
 Profile  
 
Display posts from previous:  Sort by  
Post new topic Reply to topic  [ 3 posts ] 

All times are UTC - 5 hours [ DST ]


Related topics
 Topics   Author   Replies   Views   Last post 
There are no new unread posts for this topic. Failure to Obey a sign

michaelgreaves

6

1439

Fri May 08, 2009 9:34 pm

Radar Identified View the latest post

There are no new unread posts for this topic. Please help! Failure to obey sign...

I.Design

0

688

Tue Jan 03, 2012 6:37 pm

I.Design View the latest post

There are no new unread posts for this topic. No Insurance Charge on Expired pink slip (valid insurance)

runeash

6

1349

Tue Jun 21, 2016 12:32 pm

Stanton View the latest post

There are no new unread posts for this topic. Failure to Obey sign - Disclosure-Need help

Dondon007

7

1050

Tue Feb 03, 2009 7:28 pm

racer View the latest post

There are no new unread posts for this topic. Failure to obey stop sign

Riggamortizz

4

779

Wed May 29, 2013 10:20 am

ynotp View the latest post

There are no new unread posts for this topic. Failure to Obey Sign (182 (2)

slowpoke1980

3

188

Mon Mar 06, 2017 9:49 pm

Whenaxis View the latest post

There are no new unread posts for this topic. failure to obey lane sign - Fine $110

annafra

5

3654

Tue Jun 16, 2009 10:03 am

liveontheedge View the latest post

There are no new unread posts for this topic. failure to obey lane sign $110 fine

buddy

3

1214

Wed Mar 16, 2011 12:27 am

Stanton View the latest post

There are no new unread posts for this topic. Have trial next week for Failure to Obey Stop Sign

rvs007

6

1112

Thu Feb 14, 2013 8:24 pm

ynotp View the latest post

There are no new unread posts for this topic. Expired Insurance Slip

bughead1

2

2411

Wed Jun 20, 2012 7:02 pm

bughead1 View the latest post

There are no new unread posts for this topic. 76km/h in 60km/h and failing to insurance slip

phew

0

472

Sat Dec 01, 2012 10:10 pm

phew View the latest post

This topic is locked, you cannot edit posts or make further replies. Left Turn Ticket and Not having my renewed insurance slip.

ticketsucks

1

469

Sat Oct 02, 2010 9:34 am

hwybear View the latest post

 


Who is online

Users browsing this forum: No registered users and 1 guest


You cannot post new topics in this forum
You cannot reply to topics in this forum
You cannot edit your posts in this forum
You cannot delete your posts in this forum
You cannot post attachments in this forum

Search for:
Jump to:  
Web Development & Search Engine Optimization
Home | Court Listings | Ontario Traffic Ticket

Copyright 2007 - 2017 © Microtekblue Inc. Web Development & Search Engine Optimization Service. We Support phpBB All Rights Reserved.