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Ontario Highway Traffic Act

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Re: Ticket for speeding on highway 401 (125 km/h)
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PostPosted: Fri Feb 06, 2015 8:54 pm 
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Oh i understand what your saying now.
Also, I was trying to say is, after 3 years once the conviction is off my record, my base premium should return back to normal right?

Since my record will be clean?


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Re: Ticket for speeding on highway 401 (125 km/h)
PostPosted: Fri Feb 06, 2015 9:38 pm 
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The conviction is not off your driving record---only the demerit points are off after 2 years. The conviction remains on your driver's abstract forever.

That's why I said that it all depends on the policy of the insurer. Many insurers will disregard convictions after 3 years while almost all will do so within 5 years. Insurance companies generally obtain the previous 3 years of your driving abstract, but some request you to provide them with a 5 year history. However, for accident claims, most insurers will use a 6 year time frame!

It all depends upon what each insurance company decides for their own risk calculations. That's why it pays to compare insurance quotes!


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Re: Ticket for speeding on highway 401 (125 km/h)
PostPosted: Fri Feb 06, 2015 11:00 pm 
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oh
thanks a lot for your help man

Are you a police officer, OPP or working anywhere here cause you seem to know a lot about this?


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Re: Ticket for speeding on highway 401 (125 km/h)
PostPosted: Sun Feb 08, 2015 12:58 am 
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Hey, a friend of mine told me to try to get a non-moving violation?

How would i do this?
Do you think this would work?

i honestly don't think I'll be able to afford insurance if I get this ticket.
I live in Scarborough and the insurance is already to the point it's barely affordable.

If this ticket takes affect, I'm probably going to have to take my name off the insurance for 3 years :(

I'm barely affording to pay insurance right now and i got more important expenses like school that are more priority.


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Re: Ticket for speeding on highway 401 (125 km/h)
PostPosted: Sun Feb 08, 2015 5:46 pm 
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You can't turn a speeding ticket into a non-moving violation. The best ive seen is a ticket for disobey sign which still has demerits on it and a $110 fine.


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Re: Ticket for speeding on highway 401 (125 km/h)
PostPosted: Sun Feb 08, 2015 7:04 pm 
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Joined: Tue Feb 01, 2011 9:49 pm
Posts: 2110
Location: Ontario
t3ch9 wrote:
Hey, a friend of mine told me to try to get a non-moving violation?


Here in Ontario, a ticket is a ticket. Your insurance provider will treat an expired licence plate ticket the same as your 25 over charge. They're not interested in demerit points etc. Changing the charge to a "non-moving" violation will not help your insurance rates.


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Re: Ticket for speeding on highway 401 (125 km/h)
PostPosted: Sun Feb 08, 2015 9:09 pm 
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Stanton wrote:
t3ch9 wrote:
Hey, a friend of mine told me to try to get a non-moving violation?


Here in Ontario, a ticket is a ticket. Your insurance provider will treat an expired licence plate ticket the same as your 25 over charge. They're not interested in demerit points etc. Changing the charge to a "non-moving" violation will not help your insurance rates.


I'm pretty sure a parking ticket would not raise your insurance. Not sure where your hearing that from. I don't know which company your with but I know for a fact mine wouldn't raise insurance over a parking ticket.
I don't know, might be different for other companies though.

Also, i read online also it's possible sometimes to talk to the prosecutor and explain to them. If you give them a valid reason, they may let you off with a non-moving violation and it won't raise your insurance rates.
I'm not sure if that applies to Ontario or not though.


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Re: Ticket for speeding on highway 401 (125 km/h)
PostPosted: Sun Feb 08, 2015 9:29 pm 
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Joined: Tue Feb 01, 2011 9:49 pm
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Location: Ontario
A parking ticket is not a highway traffic charge. You cannot have a speeding ticket changed to a parking ticket. Sometimes you can have your charge amended to a lesser offence under the HTA, but that will not help you with insurance.


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Re: Ticket for speeding on highway 401 (125 km/h)
PostPosted: Sun Feb 08, 2015 11:33 pm 
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So, let me get this straight---you're a university student caught doing 135km/hr on a highway and you are actually curious whether a prosecutor is going to reduce it to a parking ticket???? Are you for real??? I've heard of wishful thinking but that's beyond sanity!!!!

They are NOT going to reduce it at all---you already got a road-side reduction. You won't get two reductions. If anything, count on them amending it back UP to 135. So, tell your friend to go play with the unicorns!!!


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Re: Ticket for speeding on highway 401 (125 km/h)
PostPosted: Mon Feb 09, 2015 4:09 am 
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Reducing a speeding ticket to a parking ticket is something that is commonly done in New York state, so some people read about it online and think that you can do the same thing in Ontario. However, as others have said, the prosecutors in Ontario won't do that. In Ontario any reduced charge you get has to be somehow related to the offence you committed, it is against policy here to simply pull a random charge out of the air and allow a defendant to plead guilty to it.


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Re: Ticket for speeding on highway 401 (125 km/h)
PostPosted: Mon Feb 09, 2015 9:53 pm 
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highwaystar wrote:
So, let me get this straight---you're a university student caught doing 135km/hr on a highway and you are actually curious whether a prosecutor is going to reduce it to a parking ticket???? Are you for real??? I've heard of wishful thinking but that's beyond sanity!!!!

They are NOT going to reduce it at all---you already got a road-side reduction. You won't get two reductions. If anything, count on them amending it back UP to 135. So, tell your friend to go play with the unicorns!!!


Calm the fk down -_-
I'm asking a question because I'm not sure, if I knew these laws I wouldn't have posted here to begin with.

I appreciate the help your giving me by answering my questions but no need to act like a complete dick.
This is my first time dealing with a speeding ticket, I haven't even attended a court case before so there's a reason why I'm asking you.

Do you see me walking up to a prosecutor and asking this? No, I posted here because I'm unsure

don't act like a dick for no reason because your on an online forum, not gonna get you anywhere.

Yeah, the guy who told me about the non-moving violation isn't a resident in Ontario so maybe that's why.


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Re: Ticket for speeding on highway 401 (125 km/h)
PostPosted: Tue Feb 10, 2015 12:02 am 
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Thanks for the reply. I ate a Snickers and am much better now. I wish I could take back all my posts. Oh well...


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Re: Ticket for speeding on highway 401 (125 km/h)
PostPosted: Tue May 19, 2015 4:16 pm 
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Okay good news.
Got a letter from the court, the ticket wasn't issued.

Thank you guys for your help!


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