Insurance is saying that it is either 100% my fault or possibly 50/50 because I was not (implied) in my lane at the time.
Does this sound right? I was stopped and the other vehicle decided to pass when they did not have room to do so.
Did the other driver strike the back of your vehicle or the side? As stupid as it sounds, I think you will be at least partially at fault.
I just need to know if I have a chance escalating this. Even at 50/50 fault my insurance rates will still rise which I find is ridiculous.
If I escalate higher to an ombudsman for example, can they override what the fault rules are based on what actually happened?
They called back today, said they are firm at 50/50 liabilty but are willing to drop my deductible by 50%.
I'm just unsure if I should push the issue higher. From what I am reading it seems unlikely that I will get no fault, which is obviously what I am looking for.
The required standards are set out under the Minimum Maintenance Standards regulation of the act. Link: http://www.canlii.org/en/on/laws/regu/o ... 39-02.html
Section 4 of the regulation lays out the maximum allowed snow accumulation and minimum lane widths. It might be hard to prove actual lane dimensions this far after the fact, but something to be mindful of.