Our website is made possible by displaying online advertisements to our visitors.
Please consider supporting us by disabling your ad blocker.

Ontario Highway Traffic Act

Discuss the Ontario Highway Traffic Act.


Post Your Traffic Ticket, and Get Help!


The Ontario Traffic Ticket Forum!


All times are UTC - 5 hours [ DST ]




Post new topic Reply to topic  [ 5 posts ] 
Check It Out
No unread posts New Set Fines Starting Sept 1st, 2015! Read and Learn Here.
  Print view

Got $40 Speed ticket, can my insurance rate increase?
Author Message
PostPosted: Fri Jun 17, 2011 9:51 am 
Offline
Newbie

Joined: Thu Jun 16, 2011 11:22 pm
Posts: 2
Hi,

Can a $40 speed ticket (10 km above limit) increase my insurance rate?

Thank you,


Top
 Profile  
 
Re: Got $40 Speed ticket, can my insurance rate increase?
PostPosted: Fri Jun 17, 2011 12:38 pm 
Offline
Newbie

Joined: Fri Jun 17, 2011 12:14 pm
Posts: 10
This depends on your insurance company and the previous convictions.

It may or it may not.

Try this insurance company Johnson Insurance Inc. i think thats the name, just don't want to go to a car right now. they are really good even with couple of tickets. I am not advertising just passing on the information.


Top
 Profile  
 
Re: Got $40 Speed ticket, can my insurance rate increase?
PostPosted: Sat Jun 18, 2011 8:43 am 
Offline
Newbie

Joined: Thu Jun 16, 2011 11:22 pm
Posts: 2
Thank you for help.

I am actually in the process of switching to Johnson insurance.

Do I have to report a 40$ ticket when they ask?

Thanks again


Top
 Profile  
 
Re: Got $40 Speed ticket, can my insurance rate increase?
PostPosted: Sat Jun 18, 2011 10:11 am 
Offline
Newbie

Joined: Fri Jun 17, 2011 12:14 pm
Posts: 10
Well did you get convicted of it? or its still standing?

and besides you never have to tell anybody about your convictions. you have a right not to incriminate yourself. if for example, the broker or in this instance anyone, asks you if you have any convictions you say "none that i can recall". so that if they tell you after "well, i can see there is a speeding ticket on your record!" you just innocently reply "oh, i'm sorry, there might be one, i honestly forgot.. or but i thought it is gone from my record!". you can always tell them you fought the ticket and you won the case and you don't know why it is still on the record.
chances are that the insurance broker will never check on you again, but will not consider much of this ticket at this moment, so he might just ask you to figure this out and send him a copy of the MTO report after you dealt with this matter. you don't have to send him anything, and thats as far as it will go.
also build a good relationship with a broker.

i have two tickets on my record which the courts sent the convictions for after i won the appeal and dismissed the charges. i got my license suspended then called the court, got it reinstated, and now again out of nowhere they appeared on my MTO record again!! what a hassle...

good luck


Top
 Profile  
 
Re: Got $40 Speed ticket, can my insurance rate increase?
PostPosted: Sat Jun 18, 2011 10:54 am 
Offline
Moderator
User avatar

Joined: Mon Sep 08, 2008 8:26 pm
Posts: 2881
Location: Toronto
Ivan wrote:
you can always tell them you fought the ticket and you won the case and you don't know why it is still on the record.


No, you can't. They will investigate if they have any suspicions (which usually happens the second you have to file a claim). They do have access to these records. They will go so far as to order court transcripts and find out if you are being truthful to them. If you lied to them, you can go to jail for Insurance Fraud. Usually they will refuse to pay your claim or terminate your coverage, but jail is a possibility.

Not incriminating yourself is for testimony in court. It has nothing to do with insurance companies, who are allowed to ask for this information under the Insurance Act. They can check the records themselves, but if they ask you, just answer them truthfully. If you're not sure, best to admit "I'm not sure, you should check the record."

_________________
* The above is NOT legal advice. By acting on anything I have said, you assume responsibility for any outcome and consequences. *
http://www.OntarioTicket.com OR http://www.OHTA.ca


Top
 Profile  
 
Display posts from previous:  Sort by  
Post new topic Reply to topic  [ 5 posts ] 

All times are UTC - 5 hours [ DST ]


Related topics
 Topics   Author   Replies   Views   Last post 
There are no new unread posts for this topic. First speeding ticket will my insurance increase?

[ Go to pageGo to page: 1, 2 ]

qwerty1205

16

5323

Wed Jun 03, 2015 9:28 am

jsherk View the latest post

There are no new unread posts for this topic. Company vehicle and insurance rate

OttawaGirl

1

429

Tue Apr 02, 2013 12:35 am

bend View the latest post

This topic is locked, you cannot edit posts or make further replies. Speed can Increase at trial - Court of Appeal

hwybear

0

3328

Sun Sep 13, 2009 12:23 pm

hwybear View the latest post

There are no new unread posts for this topic. General Rule for Insurance Increase

mdevo

3

803

Sat Jun 19, 2010 11:52 pm

Radar Identified View the latest post

There are no new unread posts for this topic. Speeding ticket with posted speed different than bylaw speed

jsherk

5

656

Sat Jun 20, 2015 8:46 am

jsherk View the latest post

There are no new unread posts for this topic. Exceeding the speed limit and no insurance?

tgp

4

976

Sun Mar 20, 2011 3:11 pm

Simon Borys View the latest post

There are no new unread posts for this topic. Polive testifying about visually observing high rate of spd

PaulinCanada

11

579

Tue Mar 30, 2010 10:46 pm

Radar Identified View the latest post

There are no new unread posts for this topic. Insurance Card Offence - warned for speed

Stiratel

4

607

Sun Jun 07, 2009 7:14 pm

Stiratel View the latest post

There are no new unread posts for this topic. Ticket Speed and Disclosure speed are different

jinx

3

707

Sat Mar 19, 2011 11:23 am

Stanton View the latest post

There are no new unread posts for this topic. Mar 18, 2014 — handheld device fines increase to $280

iFly55

1

645

Tue Feb 25, 2014 8:27 pm

admin View the latest post

There are no new unread posts for this topic. *Help* No Speed Stated on Ticket

GOTNAILED

0

468

Mon Apr 29, 2013 3:05 pm

GOTNAILED View the latest post

There are no new unread posts for this topic. Error on Ticket and way speed was calculated

donna

10

1072

Tue Jan 20, 2009 9:03 am

Reflections View the latest post

 


Who is online

Users browsing this forum: No registered users and 2 guests


You cannot post new topics in this forum
You cannot reply to topics in this forum
You cannot edit your posts in this forum
You cannot delete your posts in this forum
You cannot post attachments in this forum

Search for:
Jump to:  
Web Development & Search Engine Optimization
Home | Court Listings | Ontario Traffic Ticket

Copyright 2007 - 2017 © Microtekblue Inc. Web Development & Search Engine Optimization Service. We Support phpBB All Rights Reserved.