Ontario Highway Traffic Act

33 over should be considered a minor offence, which may or may not increase your rates.

Demerit points will be applied based on what the offence would carry in Ontario (3 points). You may be sent a warning letter from the MTO, but there is no associated suspension or other penalty.

Did the police attend? Typically if you're going to be charged, they would do so right at the scene of the accident.

Yes. The Insurance Bureau of Canada has a FAQ here: http://www.ibc.ca/en/Car_Insurance/documents/brochure/FAQ_ON%20brochure_Eng.pdf

Page 12 lists many of the common offences that can impact your rates. Failing to provide proof of insurance is on the list of minor offences.

Now depending on your provider and policy, they may overlook a minor ...

The term "no fault" is a bit misleading. It simply means that regardless of who is at fault in an accident, you deal with your own insurance company. Your company will pay for all your losses rather than requiring you go through the at fault drivers company. Also note that even if the police dont lay a charge, the insurance company will still ...

Insurance companies look at all HTA convictions, not just those with demerit points. I also believe they look at all reported accidents, regardless if a claim was made or not.

1) You can actually receive multiple suspensions on your licence at the same time. So even if youre already under suspension for support payments, you can be given another suspension for non-payment of fines.
2) It would be rare for an officer to simply ignore a suspension. My guess is that the officer either never checked the status of your ...

Youll need to request disclosure and see what evidence the Crown has and how they obtained your speed. Slopes and angles wont typically affect the accuracy of stationary speed measuring devices. Radars will show a lower than actual speed at sharp angles, but since the error benefits you its of no real use in Court.

Once you get disclosure and have ...

You wouldnt have a criminal record until youre actually convicted of an offence. Regardless, outstanding charges can still show on a background check.

Request disclosure and see what evidence the officer is basing the charge on. If there is no evidence to support the charge, the Crown will likely withdraw it. If witnesses say you made an illegal pass, you may need to go to trial. You can certainly take the initial steps yourself and hire a paralegal/lawyer later down the road if needed.

In terms ...

As long as you were in a different marked lane then the vehicle that stopped, you did nothing wrong. Im thinking the officer is under the impression you passed the vehicle while in the same lane.

1) Its not really a lie. A first attendance meeting is a more private affair where you have more time to review the matter and talk with the Crown one on one, versus on the day of the trial in Court. Yes, you can still talk with the Crown, but it's not a proper meeting.

2) Im sure having to attend in person does dissuade some people, but the Crown ...

Okay, I misunderstood. I thought you meant you're from Alberta but got charged in Ontario. I have no familiarity with the Alberta traffic laws so you can disregard my post.

In future, I'd suggest posting such questions in the "Offences Outside Ontario" message forum. Might get more responses from non-Ontarians.

I think trying to suggest you should have been charged with a more serious offence is a poor idea to say the least. I also think youre going to have an uphill battle trying to argue that drifting on a public highway demonstrates due care. Id suggesting getting a professional to represent you.

1) If option 2 on your ticket is for an early resolution meeting, there's nothing wrong with starting there.
2) Most likely they'll offer you a reduced fine or drop one charge in exchange for pleading guilty on the other (probably drop insurance ticket for plea on HOV). Remember, any conviction can impact your insurance rates, not just those with ...

As stated above, fatal errors dont apply when you receive a summons. Unlike regular tickets, theres no out of Court settlement where you can just pay a set fine and be done.

In fact not showing up can be very problematic. If you fail to attend Court for certain offences like yours, it could result in a warrant being issued for your arrest. While ...