Unless they have an eye witness they have nothing...
Where you charged?
Contact your insurance. Advise them of the entire situation. Tell them they are welcome to send an adjustor out to inspect your vehicle.
If you weren't charged, then the police aren't causing you any grief.
I'm guessing there must be an eyewitness here, cause police don't go by the colour of nearby vehicles...
You haven't been charged, and not exactly sure what the officer told you, they may have attended your residence to find out more about you and your car, but you haven't indicated anytihng so far where you've been accused.
I think you're issue here is that you haven't been charged so there's no allegation you did anything wrong, no driver or vehicle identified. I'd just wait and deal with this with the insurance.
This is the first time I have to deal with this kind of situation. What is going to happened now? We had a clean driving history, Is it ruined now? Is my insurance is going to go higher now?
Question: What are you required to do in this situation?aasif_kamal wrote:They came to my house with police officer and pressurized her and get the Insurance information from my wife while I was away.
Can you tell the officer, "I know nothing about this. please leave", then shut the door?
Or are you required to provide them with DL, insurance etc?
If you told them to go away, I'd expect to be pulled over then next time I was out for a drive. But could the LEO complete the accident report and provide your insurance info to your neighbour when it was obtained at an unrelated traffic stop?