I was driving in a heavy traffic to Toronto. I wanted to change to left lane. I turned on my left-signal, did blind spot check. I thought that was safe and enough for me to change lane. I accelerated and finished changing the lane, all of my car was in the new lane I just changed. Then I intended to change to another lane, at the same time, there was another car hit my car in the middle of my rear bumper. He called the police, but police didn't come. After the collision, most of my car was in the lane I just changed, and a bit of car head was in another lane I wanted to change. His car was all in the lane I just changed. So, my question is, who was at fault in this accident? Was this a unsafe lane change? Thank you!
I was driving in a heavy traffic to Toronto. I wanted to change to left lane. I turned on my left-signal, did blind spot check.
I thought that was safe and enough for me to change lane. I accelerated and finished changing the lane, all of my car was in the new lane I just changed.
Then I intended to change to another lane, at the same time, there was another car hit my car in the middle of my rear bumper.
He called the police, but police didn't come.
After the collision, most of my car was in the lane I just changed, and a bit of car head was in another lane I wanted to change. His car was all in the lane I just changed.
So, my question is, who was at fault in this accident?
Police and insurance detemination of fault are two completely seperate things. Insurance will almost always put the blame on the person that rear ended the other person. Police do not care about insurance determination, so they could charge either you or the other driver (or both) if they think either of you deserves a charge.
Police and insurance detemination of fault are two completely seperate things.
Insurance will almost always put the blame on the person that rear ended the other person.
Police do not care about insurance determination, so they could charge either you or the other driver (or both) if they think either of you deserves a charge.
Thank you for reply. Here's another question for this, if insurance determination is different from the police, then what will show on my insurance? Like the insurance says that was another driver's fault, but police charge me, then will my insurance will increase and will I have a record of ticket or something like that? Thanks again.
jsherk wrote:
Police and insurance detemination of fault are two completely seperate things.
Insurance will almost always put the blame on the person that rear ended the other person.
Police do not care about insurance determination, so they could charge either you or the other driver (or both) if they think either of you deserves a charge.
Thank you for reply. Here's another question for this, if insurance determination is different from the police, then what will show on my insurance?
Like the insurance says that was another driver's fault, but police charge me, then will my insurance will increase and will I have a record of ticket or something like that?
You can review insurance fault determination rules here: https://www.ontario.ca/laws/regulation/900668 If you're determined to be partially or fully at fault, it will likely impact your rates. How much will depend on your policy and provider.
If insurance determines you to be at fault then it will probably affect your rates. If you are convicted of a charge from police then it will probably affect your rates. So if either one of the above happens, then it will probably affect your rates. If both happen then it will probably be a double whammy on your rates. The only way it would definitely not affect your rates is if insurance determines you are NOT at fault AND you are NOT convicted of any charges by police.
If insurance determines you to be at fault then it will probably affect your rates.
If you are convicted of a charge from police then it will probably affect your rates.
So if either one of the above happens, then it will probably affect your rates.
If both happen then it will probably be a double whammy on your rates.
The only way it would definitely not affect your rates is if insurance determines you are NOT at fault AND you are NOT convicted of any charges by police.
Yeah, I did review these rules, it seemed like I was not at fault and was another driver 100 percent at fault. But I contacted to my insurance adviser, they said it was probably me partially or fully at fault. And they told me that the pictures I took afterwards were irrelevant for the adjusters and police. This made me so confused, if the pics were irrelevant, then how the adjuster and police can make determination if either of me or another driver didn't have a dashcam? Thanks!
If you're determined to be partially or fully at fault, it will likely impact your rates. How much will depend on your policy and provider.
Yeah, I did review these rules, it seemed like I was not at fault and was another driver 100 percent at fault. But I contacted to my insurance adviser, they said it was probably me partially or fully at fault. And they told me that the pictures I took afterwards were irrelevant for the adjusters and police. This made me so confused, if the pics were irrelevant, then how the adjuster and police can make determination if either of me or another driver didn't have a dashcam?
Hi everyone. I'm asking for a friend who has a question of interpretation.
He was ticketed for using a hand-held device. He contends that he was acting within the exemption provided under Subsection 14 (1) of O. Reg. 366/09, which reads as follows (emphasis added):
Hey guys i just wanted to know what speeds you see others do on the roads on a regular basis. As we all know no body drives 100 km. It seems they only hit that speed twice once on the way up and once on the way down.
it seems the De Facto limit on the 401 is about 120-130. But lately i dont know if…
On June 10, 2017, I was pulled over by an OPP on the 403 heading WB and told I registered 136km/hr. I kept chit chat to a minimum and took my ticket and went on with my day. I later requested my disclosure and did not receive it until a week before my Oct. 27 court date, and so I had my date…
Anyone know any more information? Apparently kathleen wynne mentioned trying to introduce legislation after more than 20 years of no speed cameras. My guess is that it wont happen, since they've tried before many times to bring it back after it was abolished.
The other day I was given a ticket for speeding 119 in a 90, on highway 17 near Marathon, ON (Speeding ticket capital of the universe, BTW). The officer claims to have "clocked" me using the vehicle mounted radar at 121 KMH and dropped it (presumably to lower fine and demerits).
I posted this in the 3 Demerit Section and haven't received any
responses.
I received a failure to stop at an amber light ticket on April 17, 2009. At my First Attendance Meeting I asked to read the police officer's notes and remember thinking how ridiculous they were and the difficulty…
I was on the right side of the road going straight when a pedestrian waved down the taxi driver in the lane next to me. He pulled over to the right without any notice or signalling and hit me with the side of his car.
There were many witnesses but I immediately had a concussion and did not think of…
My mother was driving EB on a 4 lane street (2 lanes EB, 2 lanes WB).
She was in the left hand lane and started a left hand turn so as to enter a side street, crossing WB traffic. There was NO intersection. She hit a cyclist who was heading WB. Police where called but none showed up. My…
If the speed limit is 50, and you do 100+, not only do you get 6 points. Your car gets impounded for a week, and your license suspended for 7 days, along with a hefty fine of at least $2000. The penalty is actually the same as for racing. The law came in effect on October 1, 2007. Remember -…
I was driving westbound on Hwy. 8 earlier this month in North Dumfries Township, approaching the Cambridge city limits. The weather was clear and the roads were dry. I noticed a vehicle on the shoulder on my side of the road, pointing towards me. This didn't concern me right away, as it is a rural…
