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Seized my plates, in my driveway.

General Talk TridentX2

We've had some history with the police in my town..

orilliapacket.com/ArticleDisplay.aspx?e=2158203

We have a steady police presence of 5 - 10 officers in the town at any given time.

Long story short I exercised my right to not talk to the police (I watch them beat the *EDIT* outta my brother and a…

HOV Lanes

General Talk tdrive2

Just wondering what you guys think of those HOV lanes.

Sure these lanes are faster then usual but i think they present a ton of problems, now the first thing i want to clear up is often we say speed is dangerous. Okay i can believe that depending on the context and situation its used in. But i think…

Use of Headlights

General Talk driver999

I heard somewhere that flashing your lights (i.e. clicking your high beams on and off) to warm drivers in the opposite direction of a speed trap is a violation of the highway traffic act.

Is this true ?

I was watching motoring 200X and they spoke about this, and accorinding to them, it is NOT illegal…

Hit by a drunk and I don't have insurance

Compulsory Automobile Insurance Act mom

Mid July 2012 I was hit at 6pm by a drunk driver. That's when my hubby decided to tell me that he didn't take care of the insurance as he was supposed to. So, I got charged with driving without insurance. Car is in my name.

Inuries were minor - all of us had aches/pains, hubby had seatbelt burn…

8 tickets handed out for one reading

Traffic Offences Outside Ontario bad10r

Hello I'd like to start by saying what a great site this is!

Back on July 31 2011 me and 7 other friends received speeding tickets for 148km in a 100km zone on motocycles. I received my disclosure on March 2nd and court is on March 14. which isnt alot of time to prepare :roll:

some facts of the case

-They…

failure to surrender insurance card

Compulsory Automobile Insurance Act kwigle

Just wondering what this incident means...........

My wife got caught not making a full stop - no contest.

However, also got a "ticket" for failure to surrender card - but she did but it was expired.

She found the good card after that mistake and gave it to the officer.

However she still got a "ticket"…

GOING WITH FLOW OF TRAFFIC

Exceeding the speed limit by 16 to 29 km/h demoman

I got a speeding ticket doing 75 in a 50 zone. There where vehicles all around my vehicle doing about the same speed. The road was 2 lanes in one direction and 2 lanes in the other direction. There was a vehicle beside mine, another behind that vehicle and a vehicle behind me, all moving above the…

Disobey Sign - 182(2) tonight in this snowy weather

Failing to obey signs Jeffyjaixx

Hi all,

Unfortunately I got a "Disobey Sign" ticket tonight in this weather for turning left at a no left turn intersection (Greenwood turning left onto O'Connor) and my question is if it is possible to fight this ticket successfully due to a variety of reasons.

First of all, since visibility was…

Topic

Ticket History

by: EricJ on

2 Replies

EricJ
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Ticket History

Unread post by EricJ »

Just curious to how many years of traffic ticket history is available for the Insurance companies to see .... :?:

Thanks

EJ

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ticketcombat
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Posts: 486
Joined: Mon Jun 30, 2008 5:59 pm
Location: Toronto

Re: Ticket History

Typically they will KEEP your information for five years but some can go to ten years. But they have to get the information in the first place. Demerit points last two years and on your MTO record for three years.

If you lie about anything, that's insurance fraud and it will effect you forever.

Fight Your Ticket!
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Squishy
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Joined: Thu Feb 26, 2009 10:45 am
Location: Orillia
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Re: Ticket History

Just be totally honest and in my experience they will be fair to you. When switching companies for my grandparents, I disclosed everything and even offered to e-mail pictures of existing body damage. We had two tickets from two years ago that should have been in their system, but the agent said only one came up and based our rate on that even though we admitted to two tickets (and our previous insurance company listed two minor tickets on our renewal). If you are defensive and act like you are hiding something, they will assume the worst.

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