Ticket History

Moderators: admin, hwybear, Radar Identified, Reflections, bend, Decatur

EricJ
Newbie
Newbie
Posts: 1
Joined: Wed Jun 17, 2009 11:09 am

Ticket History

by: EricJ on
Wed Jun 17, 2009 11:28 am

Just curious to how many years of traffic ticket history is available for the Insurance companies to see .... :?:
Thanks
EJ


User avatar
ticketcombat
Sr. Member
Sr. Member
Posts: 486
Joined: Mon Jun 30, 2008 5:59 pm
Location: Toronto
Contact:

by: ticketcombat on
Wed Jun 17, 2009 1:57 pm

Typically they will KEEP your information for five years but some can go to ten years. But they have to get the information in the first place. Demerit points last two years and on your MTO record for three years.

If you lie about anything, that's insurance fraud and it will effect you forever.
Fight Your Ticket!


User avatar
Squishy
Sr. Member
Sr. Member
Posts: 709
Joined: Thu Feb 26, 2009 10:45 am
Location: Orillia
Contact:

by: Squishy on
Wed Jun 17, 2009 9:50 pm

Just be totally honest and in my experience they will be fair to you. When switching companies for my grandparents, I disclosed everything and even offered to e-mail pictures of existing body damage. We had two tickets from two years ago that should have been in their system, but the agent said only one came up and based our rate on that even though we admitted to two tickets (and our previous insurance company listed two minor tickets on our renewal). If you are defensive and act like you are hiding something, they will assume the worst.
         Image


Post Reply
  • Similar Topics

Return to “General Talk”

Who is online

Users browsing this forum: No registered users and 18 guests