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Pedestrian on sidewalk

Failing to yield the right-of-way TonyABC

Now another situation people...say you were turning off a roadway, and clipped a pedestrian who was walking on the sidewalk? Could you be charged under the HTA as you were leaving a roadway to a private property? Instead of like on this case leaving a private property onto a roadway. Thanks in…

Disclosure Request

Courts and Procedure EphOph

Hello Folks,

I am at it again helping someone fight a ticket, this time in London. I have a few questions dealing with the disclosure request.

The prosecutors here seem to have gotten smart to the usual tactics. They now include a whole page (instead of the 2" tear-off slip) with one side for filling…

Auto Accidents and Insurance Authority

General Talk dogleg

My wife had an auto accident back in May. It is gradually being dealt with by our insurance company ( by the broker actually). My question is about the legal power of the insurance code OAP1. Evidently this set of rules is the Ten Commandments for the insurance companies and the adjustors seem to…

I didn't get a ticket, but need help on some research.

General Talk warwgn3

Hey Guys,

I'm not sure if this is the correct section to post this... I'm a tractor trailer truck driver, and although i didn't get a ticket, Last week, I was involved in a conversation with my boss and fleet manager about removing snow off the top of the rig.

I found this article online, which…

First ticket, 70 km in 50 zone - need advice!

Exceeding the speed limit by 30 to 49 km/h chichi

So today I got my first speeding ticket from going 80 km/h in a 50 zone, reduced to 70. I have been in an accident before so my insurance rate is already pretty high, yet I don't really handle my own insurance as I am the secondary driver on my family car. I'm also 20 and still have my G2, which…

UNBELIEVABLE,, 4 TICKETS TOGETHER!!!

Failing to obey a stop sign, traffic control stop/slow sign, traffic light or railway crossing signal FANKYZ

I was pulled over after making a U-TURN. and being charged for 4 tickets "1. DRIVE MOTOR VEHICLE, NO PERMIT CONTRARY TO THE HIGHWAY TRAFFIC ACT SECTION 7(1)(A); 2. UNSAFE TURNING LANE CHN-FL TO SIGNAL CONTRARY TO THE HWY TRAFFIC ACT SECTION 142(1); 3. RED LIGHT TRAFFIC ACT SECTION 144(18); 4.FAIL…

Reviewing Disclosure for Stunt Driving Ticket

Stunt Driving 24824_64442

Hi all,

I received a stunt driving ticket earlier in the year (171 km/h in a 100 km/h zone) and attended my summons earlier this week, where I received the disclosure.

I set a meeting for an early resolution for this Friday (March 16th, 2018). Would any of you be able to help me review my disclosure…

Demerit Points reduced after the fact

General Talk BobbySteeles

Hi there,

I was curious if there is any way that demerit points can be reduced or taken off of one's record after the tickets have been paid. I know in Alberta one can take a 'safe driving course' after a certain amount of time with a clean record and get demerit points taken off. Is there any such…

Topic

Ticket History

by: EricJ on

2 Replies

EricJ
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Ticket History

Unread post by EricJ »

Just curious to how many years of traffic ticket history is available for the Insurance companies to see .... :?:

Thanks

EJ

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ticketcombat
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Location: Toronto

Re: Ticket History

Typically they will KEEP your information for five years but some can go to ten years. But they have to get the information in the first place. Demerit points last two years and on your MTO record for three years.

If you lie about anything, that's insurance fraud and it will effect you forever.

Fight Your Ticket!
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Squishy
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Re: Ticket History

Just be totally honest and in my experience they will be fair to you. When switching companies for my grandparents, I disclosed everything and even offered to e-mail pictures of existing body damage. We had two tickets from two years ago that should have been in their system, but the agent said only one came up and based our rate on that even though we admitted to two tickets (and our previous insurance company listed two minor tickets on our renewal). If you are defensive and act like you are hiding something, they will assume the worst.

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