I should clarify suspensions have to be under 1 year for it not to be used against you.
https://www.fsco.gov.on.ca/en/auto/autobulletins/2006/Pages/a-04_06.aspx
"If the length of an administrative lapse or suspension of a drivers licence is under one year , an insurer is not permitted to use the lapse or suspension in its risk classification ...
Search found 556 matches
- Tue Jun 16, 2015 2:33 pm
- Forum: General Talk
- Topic: 3 Day Suspension
- Replies: 8
- Views: 20972
- Tue Jun 16, 2015 12:38 pm
- Forum: General Talk
- Topic: 3 Day Suspension
- Replies: 8
- Views: 20972
Re: 3 Day Suspension
Administrative suspensions will be on your abstract but cannot be used against you for insurance purposes since they do not correspond to any conviction.
- Mon Jun 15, 2015 9:14 am
- Forum: General Talk
- Topic: RIDE checks used to be unlawful
- Replies: 3
- Views: 1697
Re: RIDE checks used to be unlawful
Stanton is right, the court has upheld RIDE spot checks as legal both pre and post Charter.
- Sun Jun 14, 2015 8:52 pm
- Forum: Compulsory Automobile Insurance Act
- Topic: Fault determination rules application
- Replies: 6
- Views: 3863
Re: Fault determination rules application
I'm still curious about how it works in the backend between insurance companies. I remember hearing that your insurer will try to recoup losses from the insurer of the at fault driver (assuming it is a different insurer). Maybe I am remembering the days before No-Fault. (Now I'm feeling old
)
- Sun Jun 14, 2015 5:32 pm
- Forum: Compulsory Automobile Insurance Act
- Topic: Fault determination rules application
- Replies: 6
- Views: 3863
Re: Fault determination rules application
End result is that the insurance company was swayed from an initial 50/50 to a not at fault determination. Photos of the cars and debris on the road was used to make a successful appeal to logic and reason. Apparently the other drivers were also able to convince their insurers that they were also not at fault. (It was not in their interest to ...
- Thu Jun 11, 2015 2:48 pm
- Forum: Compulsory Automobile Insurance Act
- Topic: No insurance, have courtdate, was insured under another car
- Replies: 7
- Views: 3892
Re: No insurance, have courtdate, was insured under another
It appears you are out of luck... Sorry to be the bearer of bad news :(
https://www.fsco.gov.on.ca/en/auto/autobulletins/archives/Documents/a-07_00-3.pdf
2.2.2 Temporary Substitute Automobile
A temporary substitute automobile is an automobile that is temporarily used while
a described automobile is out of service. The described automobile must ...
https://www.fsco.gov.on.ca/en/auto/autobulletins/archives/Documents/a-07_00-3.pdf
2.2.2 Temporary Substitute Automobile
A temporary substitute automobile is an automobile that is temporarily used while
a described automobile is out of service. The described automobile must ...
- Wed Jun 03, 2015 3:10 pm
- Forum: Courts and Procedure
- Topic: Is it lawful for an officer to give you a tckt aftr the fact
- Replies: 30
- Views: 10716
Re: Is it lawful for an officer to give you a tckt aftr the
I know we are waiting on disclosure on this one but....If they did have footage of his face and he hired a representative and never attended trial, then the footage could never really be compared to the actual person because it would not be possible for the officer who issued the ticket to have viewed the video before issuing the summons......So ...
- Wed Jun 03, 2015 7:43 am
- Forum: Failing to obey signs
- Topic: Disobey Sign Left Turn
- Replies: 9
- Views: 5105
Re: Disobey Sign Left Turn
Just to clarify, if you were right behind a bus and the height of the bus made you unable to see the sign then you don't have a hope in hell as you should not have proceeded without having a clear understanding of the intersection. But if you were approaching the intersection (with no tall vehicle in front of you) and from 60 metres away the bus ...
- Tue Jun 02, 2015 6:54 pm
- Forum: Red Light Camera Ticket
- Topic: Red Light Camera Ticket - Toronto
- Replies: 4
- Views: 4592
Re: Red Light Camera Ticket - Toronto
It can be up to 8 weeks.
- Tue Jun 02, 2015 7:56 am
- Forum: Failing to obey signs
- Topic: Disobey Sign Left Turn
- Replies: 9
- Views: 5105
Re: Disobey Sign Left Turn
http://www.ontario.ca/laws/regulation/900615#BK6
45. A sign prescribed by this Regulation, other than a sign prescribed by section 13, 14, 15, 24, 25, 26 or 27, shall be so placed as to be visible at all times for a distance of at least 60 metres to the traffic approaching the sign . O. Reg. 175/08, s. 15.
The way I read the regulation is that if ...
45. A sign prescribed by this Regulation, other than a sign prescribed by section 13, 14, 15, 24, 25, 26 or 27, shall be so placed as to be visible at all times for a distance of at least 60 metres to the traffic approaching the sign . O. Reg. 175/08, s. 15.
The way I read the regulation is that if ...
- Sun May 31, 2015 6:16 pm
- Forum: Courts and Procedure
- Topic: Is it lawful for an officer to give you a tckt aftr the fact
- Replies: 30
- Views: 10716
Re: Is it lawful for an officer to give you a tckt aftr the
Is there case law or legislation addressing this?iFly55 wrote:Unfortunately you can not recover the costs of impounding your vehicle and license, even if you're found not-guilty at trial or have the charges withdrawn.
- Sun May 31, 2015 6:11 pm
- Forum: Courts and Procedure
- Topic: Is it lawful for an officer to give you a tckt aftr the fact
- Replies: 30
- Views: 10716
Re: Is it lawful for an officer to give you a tckt aftr the
If you were charged as a driver and not the owner then prosecutor must establish the identity of the driver beyond a reasonable doubt. If that doesn't happen then you cannot be convicted. Disclosure will reveal if a reasonable doubt to your identity exists. If you didn't admit to being the driver of the car and the footage doesn't show your face ...
- Sat May 30, 2015 5:10 pm
- Forum: Compulsory Automobile Insurance Act
- Topic: Fault determination rules application
- Replies: 6
- Views: 3863
Re: Fault determination rules application
More to the story: Turns out there were 3 cars here's what I know.
Driver A was driving in the left lane.
Driver B and Driver C was driving in the right lane.
Driver C approached a car parked in the right lane and stopped or slowed down waiting for an opportunity to switch into the left lane.
Driver B begins a lane change in front Driver A and ...
Driver A was driving in the left lane.
Driver B and Driver C was driving in the right lane.
Driver C approached a car parked in the right lane and stopped or slowed down waiting for an opportunity to switch into the left lane.
Driver B begins a lane change in front Driver A and ...
- Fri May 29, 2015 8:02 pm
- Forum: General Talk
- Topic: E-Bike on the sidewalk colision
- Replies: 4
- Views: 1678
Re: E-Bike on the sidewalk colision
If it doesn't have pedals it's not a ebike but it doesn't make it a motor vehicle either. Either way it's not allowed to operate on the sidewalk.
You are going to have to sue the guy on the scooter in small claims court if he doesn't pay up.
You are going to have to sue the guy on the scooter in small claims court if he doesn't pay up.
- Fri May 29, 2015 7:46 pm
- Forum: Compulsory Automobile Insurance Act
- Topic: Fault determination rules application
- Replies: 6
- Views: 3863
Fault determination rules application
Hi all,
A friend was in an accident about a week ago caused by another driver as they were making a lane change and hammered on the brakes to avoid hitting another driver who had also started a lane change. No police were called or charges laid at the reporting centre. The other driver is claiming they were rear ended but the impact locations on ...
A friend was in an accident about a week ago caused by another driver as they were making a lane change and hammered on the brakes to avoid hitting another driver who had also started a lane change. No police were called or charges laid at the reporting centre. The other driver is claiming they were rear ended but the impact locations on ...