Ontario Highway Traffic Act

You might want to talk to a paralegal about this one. Or, you could try to work out a payment plan with the city of Brampton or the collection agency. Either way, it doesn't affect your insurance or driver record... although you cannot renew your plates until the fines are paid (as Stanton said).

Your insurance company may not hike your rates, provided that this is the only ticket on your record in the last three years. It all depends on which insurance company you have. I'd accept the deal. I like 100% odds.

If you are sure that you fully stopped your vehicle for even a microsecond, you could testify to that in court. However, the outcomes generally aren't that great. The best thing for you to do at this point is pick option 3 and arrange for a trial. When you get a trial date, you can file a disclosure request (please see the "Courts and Procedures ...

Aaaaarrrrrrrggggggghhhhhhhhhhh

Given the circumstances, I think you did fine. You got a reduced fine and lower demerit points. Whether your insurance will be affected or not remains to be seen, but in some cases, they'll forgive one ticket per three-year period for things like:

- Speeding 15 km/h or less over the limit
- Disobey sign (what you pled guilty to)
- Failure to lower ...

hwybear wrote:Any conviction under the HTA will go on your driving record and remain on the record for life!!!!

Just for clarification... that is the MTO record and the record that police have access to.

Your driver abstract and your insurance abstract will only list tickets like this for a period of three years.

Agreed. I think the window of opportunity to re-open this one has long been closed.

hwybear wrote:So in other words everyone can drive anywhere, blastin down ramps (passing many motorists in the normal lanes) then wait until very last minute of the ramp and then swing across the "bull-nose" and back into line.

Looks like it.

Garden-variety Toronto driving.

admin wrote:Yes its True! The Worst song Ever has arrived!

MAKE IT STOP!

Agree with Stanton - on everything.

Get a traffic lawyer or paralegal.

The officer comments on environment canada's weather forcast about freezing rain. But he also says the roads were clear. Can I use a due diligence defence that I slowed down but could not stop due to the weather condition and just continued through.


As Simon Borys indicated, due diligence is where you take reasonable precautions to prevent the ...

So I am not sure if it was worth to hire the lawyer, because probably the insurance will go up and maybe with the same amount.


Your insurance probably will go up, but I do not think for a second that your insurance will go up as much as if you got hit with 49 over. Most insurance companies consider this to be a major conviction. Some companies ...

Wait a second - I didn't see that you've received disclosure yet, is that correct?

Well... I'd take the 15-over if I were you. But that's just my opinion. My current insurance company will forgive one or two minor speeding tickets (15 or less over). Some insurance companies make everything count. They do not all use the same risk assessment matrix, so I can't say for sure how it would apply to you specifically.

Sounds like you ...

Having relocated from Canada to the US and back to Canada myself, here's the run-down... Basically when you go to exchange your driver's licence, almost every DMV/licensing office will check with MTO for convictions and unpaid fines. It is true that Ontario traffic convictions will show up on your driver licence only if you are from New York or ...