So after dinner at a restaurant, I backed out of a parking lot and bumped into a bike that was parked along the curb. Immediately, the owner of the bike came of out a convenience store and asked for my info. I thought it was my fault since the bike was parked. He asked me for my phone number, name and the drivers license #. I checked the ontario insurance act and it states, "If automobile "A" is illegally parked, stopped or standing when it is struck by automobile "B" and if the incident occurs outside a city, town or village, the driver of automobile "A" is 100 per cent at fault and the driver of automobile "B" is not at fault for the incident." So I am thinking the bike was illegally parked and he is at fault. Any suggestions? Also, he did not take my insurance info. Can he actually do anything with only the info he has? These parking lot incidents are confusing but the act clarifies different situations. Thanks guys!!
So after dinner at a restaurant, I backed out of a parking lot and bumped into a bike that was parked along the curb. Immediately, the owner of the bike came of out a convenience store and asked for my info. I thought it was my fault since the bike was parked. He asked me for my phone number, name and the drivers license #.
I checked the ontario insurance act and it states, "If automobile "A" is illegally parked, stopped or standing when it is struck by automobile "B" and if the incident occurs outside a city, town or village, the driver of automobile "A" is 100 per cent at fault and the driver of automobile "B" is not at fault for the incident."
So I am thinking the bike was illegally parked and he is at fault. Any suggestions?
Also, he did not take my insurance info. Can he actually do anything with only the info he has?
These parking lot incidents are confusing but the act clarifies different situations.
Was the restaurant in the hills? If you hit a parked vehicle it is your fault. His collision coverage will pay for his damage /no-fault/ My guess is he just straightened out whatever was bent no worries. Cheers Viper1
Was the restaurant in the hills?
If you hit a parked vehicle it is your fault.
His collision coverage will pay for his damage /no-fault/
My guess is he just straightened out whatever was bent no worries.
Cheers
Viper1
"hang onto your chair when reading my posts
use at your own risk"
For clarification to others it is not the Ontario Insurance Act as that does not exist. It is the "Insurance Act". The Act you mention is used ONLY by Insurance companies to determine fault.
For clarification to others it is not the Ontario Insurance Act as that does not exist. It is the "Insurance Act".
The Act you mention is used ONLY by Insurance companies to determine fault.
Above is merely a suggestion/thought and in no way constitutes legal advice or views of my employer. www.OHTA.ca
The "illegally parked" is only if it occurs on a public road (highway) outside of a city, town or village. There are separate rules for parking lots - which, unfortunately, would place you at fault.
The "illegally parked" is only if it occurs on a public road (highway) outside of a city, town or village. There are separate rules for parking lots - which, unfortunately, would place you at fault.
* The above is NOT legal advice. By acting on anything I have said, you assume responsibility for any outcome and consequences. *
http://www.OntarioTicket.com OR http://www.OHTA.ca
I got a hand-held device ticket on Thursday March 16. $490 and 3 demerit points. The officer was hiding on a street and I drove by him with my phone in my hand.
I had a speeding ticket in May 2013 which brought me to 9 demerit points out of 15. I received a letter and had to attend an interview. Due to a history of speeding tickets and a previous interview a few years prior, the interviewer decided to put me on zero tolerance for a year. Meaning if I…
Around 3 months ago my friend told me that he thinks he ran Red Light on highway 7. ok his car was 1-2 meters away the Stop Line when the Light turned RED he then couldn't stop so he ran because Speed Limit on HWY7 is 80km/h and you all know none of drivers do under 80km/h they always at 83-85km/h,…
Today I was pulled over by a cop, and he told me that I was following to closely. There was no collision - I was following him, and I had kept enough distance (I would have atleast 1 car length or more) - when he turned on the lights and siren, I pulled over - this means that I was able to brake in…
Per the subject, I was stopped just over a week ago. I mentioned to the officer that I was going with traffic, and couldn't have been going over 125km. He mentioned that I was spotted by aircraft, and that he is just the messenger for aircraft patrol.
This morning, I was on the WB 407 on my way to school. For about 15 km, I was following an OPP SUV in the left lane. The officer was generally driving between 120 and 125, and I made sure to keep a safe distance. Before I go any further, yes, I know I was speeding,…
I was recently charged with a speeding ticket and driving with a suspended license. I was given the tickets on Feb 3rd and have since hired a paralegal. The paralegal asked when my court/summons date was. I cannot seem to find my tickets so I called the court and gave them my driver's license to…
How easy would it be to beat a ticket for "failing to provide proof of insurance" for the simple reason of a street name misspelling on my proof of insurance? The street is a woman's name, ending in ie, but the insurance slip was spelled with a y. In my mind this is not a failure to…
Issued in a news release by Toronto Police Traffic Services Sergeant Tim Burrows, these were the top 10 peeves of drivers in an on-line survey by the Toronto Police:
10. Slow drivers
9. Slower-moving drivers who pull into your lane when you're going faster
