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Failed To Surrender Insurance
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PostPosted: Tue Mar 05, 2013 4:16 pm 
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Joined: Tue Mar 05, 2013 4:03 pm
Posts: 1
I was charged with fail to surrender insurance card, but did not have insurance at the time. If I plead guilty to the fail to surrender charge, will they somehow find out I was driving with no insurance and give me a bigger fine?


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Re: Failed To Surrender Insurance
PostPosted: Tue Mar 05, 2013 6:22 pm 
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Joined: Tue Oct 23, 2012 10:27 pm
Posts: 29
Pay the ticket and count your lucky stars that you weren't stopped by a more diligent officer. There is always a chance you could get charged later because the officer has 3 years to lay the charge but unless you gave the name of a company that you said you were insured with then they aren't likely to follow up. And for goodness sake go get insurance or don't drive! It doesn't matter how good a driver you are, it matters how bad a driver everyone else is and if you are involved in a collision without insurance and god forbid someone is seriously hurt..... well hopefully the close call will make you think twice.


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Re: Failed To Surrender Insurance
PostPosted: Tue Mar 05, 2013 10:15 pm 
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Joined: Fri Sep 30, 2011 8:42 am
Posts: 138
It`s very unlikely, but not impossible...

..when I worked in the traffic enforcement unit, I would take note of everybody`s expired insurance, and note what insurance company people verbally advised me they were using. On slow days, I would go ahead and contact the different insurance companies to see if an active policy was in effect. In the meantime, I would`ve charged with them not having an insurance card.

I`d say 2 times out of 5, there was no active insurance policy when I double checked. At that time I would then charge them.

But most officers don`t go out of their way like that. 99% don`t.

_________________
No, I am not the chief of Toronto Police.
No, I do not work for Toronto Police...
... it is just a name folks :)


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