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Convert third party to full coverage insurance.
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PostPosted: Tue Mar 01, 2011 8:31 am 
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Newbie

Joined: Sun Jan 03, 2010 10:39 pm
Posts: 6
Hi All,

Recently, i have an accident (hit the tree) and my car was badly damage.
Presently, i have third party insurance for my car and as you might know i will not get a single penny if i decide to right off my car.
Is it possible for me to convert my current insurance to full coverage? Please advice.

Your help will be greatly appreciated.

Regards,


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Re: Convert third party to full coverage insurance.
PostPosted: Tue Mar 01, 2011 9:35 am 
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High Authority

Joined: Tue Feb 01, 2011 9:49 pm
Posts: 2110
Location: Ontario
I can see no way it would be legally possible to change your coverage after an accident.


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Re: Convert third party to full coverage insurance.
PostPosted: Tue Mar 01, 2011 8:12 pm 
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Moderator
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Joined: Mon Sep 08, 2008 8:26 pm
Posts: 2881
Location: Toronto
+1

The insurance that was in effect at the time of the crash is what will count. You can't retroactively change your insurance. Also, I would caution you that if you haven't already reported the crash to your insurer, and then you report it after changing your coverage, that is insurance fraud.

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