Ontario Highway Traffic Act

Only way to know exactly how it will affect your insurance is to ask them. Every insurance company is different.

The officer COULD also have given you a ticket for failing to produce insurance card, since you technically did not produce it.

Insurance companies do not care about demerit points and they mean nothing to them. They rate charges in one of three categories: MINOR, MAJOR or SERIOUS (serious being things like DUI and Careless).

For example, a 15 over 0 demerit speeding charge and a 29 over 3 demerit speeding charge are both considered a MINOR against your insurance, and can ...

No they can not charge you with anything else in court if you decide to fight the current ticket.

However the officer has 6 months to decide if he wants to charge you with anything else and to serve you the ticket. That said, I have never heard of anybody that has gotten a second ticket after deciding to fight the first ticket. You can not be ...

Well congratulations on not being charged with careless driving!

Yes you can just go and pay the fine anytime you want and it is all over.

But I would suggest you show up to the court date though, and just ask the prosecutor if they will drop it to 15 over and that you will plead guilty to that. They may not agree to 15 over but might agree to 20 or 25 over. This will not help your insurance but will help ...

Why is car 3 in the wrong? Car 4 hit them causing them to hit car 2.

Anyways you should plead NOT GUILTY and request a trial with the officer present. Once you get the Notice of Trial, then you can request disclosure from the prosecutors office (request notes of all officers involved, witness statements, will-say statements and any video if it ...

Fax a letter to both the Clerk of the Court office and to the Prosecutors office.

Say you were not given enough notice. Tell them why you can not attend. Tell them that you can only attend on the date previously set for the trial, and say they can bring the motion then if they want but you will still object to it.

On the first trial date, the caselaw has determined that the proper solution to no disclosure is to give an adjournment and tell prosecutor to get disclosure.

I would plead NOT GUILTY and request a trial with the officer present. Once you get your Notice of Trial, then you can ask for disclosure.

The prosecutor does NOT have to offer you any kind of plea deal at all and does not have to drop any of the charges. Once an officer writes a ticket, they can not withdraw it, only the prosecutor can withdraw ...

The best defence I know of for LIDAR (Laser Radar) and RADAR (Microwave Radar) is to challenge the testing procedure of the device:

For LIDAR (does not apply to RADAR, only LIDAR), there will be a testing section where they need to measure a fixed object from specific distances. For example it may say they need to measure the object from 30metres ...

Since you do not have disclosure yet, you should be able to get an adjournment.
If you are offered a plea deal, you can ask "Can I wait until I see the disclosure before I decide whether to take the deal or not?" Most likely the prosecutor will probably agree to this which is good, although they could say "no, the deal is now or never" in which ...

So only one picture, and your front tires are NOT over the line yet?

If that is the case, then you need to investigate the definition of intersection and figure out if it is the tires that need to be over the line, or just the front of the car. Maybe somebody knows some caselaw already that can help. Not a ticket I have dealt with before so I have ...

Good little article on the right to video police in Canada:
https://www.thestar.com/news/gta/2017/0 ... rrest.html

There are no demerit or insurance increases with a charge issued against the OWNER of the vehicle, such as red light cameras. So the only penalty is the fine itself.

How many pictures did they send?

Do the pictures show your front wheels BEFORE the line and then your front wheels AFTER the line? Would be very hard to dispute the ticket if this is ...