So what happened is I was working nights around 740am on my way home I was involved in a fender bender. I went to the cop and was informed that I had no insurance. The payment came out 3 days ago... so I thought I didn't realize that I was short a few bucks and it came back. I have had problems in the past paying shortly after being involved in an accident 2 months ago with my friend. I can't afford a lawyer so I attended a resolution meeting and my ticket was reduced to 400$ and failure to surrender because this is my first offence and it was only 3 days which I provided proof. Is this a good deal or do you think I can get it dropped completely?!
-
sosaddened
- Newbie
- Posts: 1
- Joined: Tue Oct 02, 2018 12:42 am
Part 3 summons under the compulsory act help!
So what happened is I was working nights around 740am on my way home I was involved in a fender bender. I went to the cop and was informed that I had no insurance. The payment came out 3 days ago... so I thought I didn't realize that I was short a few bucks and it came back. I have had problems in the past paying shortly after being involved in an accident 2 months ago with my friend. I can't afford a lawyer so I attended a resolution meeting and my ticket was reduced to 400$ and failure to surrender because this is my first offence and it was only 3 days which I provided proof. Is this a good deal or do you think I can get it dropped completely?!
Re: Part 3 summons under the compulsory act help!
The difference between no insurance and failure to surrender insurance is pretty big. Minimum fine is $5,000. Your insurance surcharge will be 100% if they decide to keep you. Quite possible they tell you to go somewhere else. Failure to surrender is the equivalent of a normal speeding ticket or rolling a stop sign.
The difference between no insurance and failure to surrender insurance is pretty big. Minimum fine is $5,000. Your insurance surcharge will be 100% if they decide to keep you. Quite possible they tell you to go somewhere else.
Failure to surrender is the equivalent of a normal speeding ticket or rolling a stop sign.
Re: Part 3 summons under the compulsory act help!
If I understand correctly, the facts are: - you did not pay your insurance premium on time or as scheduled - your insurance company decided to inform the insurance bureau of such non-payment and cancel or otherwise suspend your auto insurance (this may happen automatically) - the police officer had evidence of such cancellation/suspension - which means that you were operating a motor vehicle not under contract of automobile insurance. [CAIA 2(1)(a)] - you are guilty of this offence - if you are convicted of this offence it is a minimum 5k fine - unless you can convince the court of undue hardship (Good Luck). - such a conviction will not look good to a current or future insurer (higher premiums or refusal) - The crown has offered you a plea bargain to CAIA 3(1)(a) Fail to surrender insurance card. - As bend mentioned, the insurers do not consider such a conviction to be as serious as not having insurance. - Minimum 5k fine vs. known 400 fine Please use the information above to determine whether you are getting a good deal or not.
If I understand correctly, the facts are:
- you did not pay your insurance premium on time or as scheduled
- your insurance company decided to inform the insurance bureau of such non-payment and cancel or otherwise suspend your auto insurance (this may happen automatically)
- the police officer had evidence of such cancellation/suspension
- which means that you were operating a motor vehicle not under contract of automobile insurance. [CAIA 2(1)(a)]
- you are guilty of this offence
- if you are convicted of this offence it is a minimum 5k fine - unless you can convince the court of undue hardship (Good Luck).
- such a conviction will not look good to a current or future insurer (higher premiums or refusal)
- The crown has offered you a plea bargain to CAIA 3(1)(a) Fail to surrender insurance card.
- As bend mentioned, the insurers do not consider such a conviction to be as serious as not having insurance.
- Minimum 5k fine vs. known 400 fine
Please use the information above to determine whether you are getting a good deal or not.
Similar Topics
Featured Topics
Hand-held device placed securely in motor vehicle
Hi everyone. I'm asking for a friend who has a question of interpretation.
He was ticketed for using a hand-held device. He contends that he was acting within the exemption provided under Subsection 14 (1) of O. Reg. 366/09, which reads as follows (emphasis added):
Exemption for pressing buttons
14.…
People are Driving Faster
Hey guys i just wanted to know what speeds you see others do on the roads on a regular basis. As we all know no body drives 100 km. It seems they only hit that speed twice once on the way up and once on the way down.
it seems the De Facto limit on the 401 is about 120-130. But lately i dont know if…
136km/h in a 100km/hr, possible win?
On June 10, 2017, I was pulled over by an OPP on the 403 heading WB and told I registered 136km/hr. I kept chit chat to a minimum and took my ticket and went on with my day. I later requested my disclosure and did not receive it until a week before my Oct. 27 court date, and so I had my date…
Ontario reintroducing Photo Radar/Speed Cameras?
Anyone know any more information? Apparently kathleen wynne mentioned trying to introduce legislation after more than 20 years of no speed cameras. My guess is that it wont happen, since they've tried before many times to bring it back after it was abolished.
Slowest of multiple targets, ticketed anyway....
The other day I was given a ticket for speeding 119 in a 90, on highway 17 near Marathon, ON (Speeding ticket capital of the universe, BTW). The officer claims to have "clocked" me using the vehicle mounted radar at 121 KMH and dropped it (presumably to lower fine and demerits).
I was not going that…
Officer Alters Official Notes
Hi everyone,
I posted this in the 3 Demerit Section and haven't received any
responses.
I received a failure to stop at an amber light ticket on April 17, 2009. At my First Attendance Meeting I asked to read the police officer's notes and remember thinking how ridiculous they were and the difficulty…
Careless driving on a Bicycle - hit by a taxi driver
I was on the right side of the road going straight when a pedestrian waved down the taxi driver in the lane next to me. He pulled over to the right without any notice or signalling and hit me with the side of his car.
There were many witnesses but I immediately had a concussion and did not think of…
Is this 141(6) ?
Hello,
My mother was driving EB on a 4 lane street (2 lanes EB, 2 lanes WB).
She was in the left hand lane and started a left hand turn so as to enter a side street, crossing WB traffic. There was NO intersection. She hit a cyclist who was heading WB. Police where called but none showed up. My…
going 50 over the limit
If the speed limit is 50, and you do 100+, not only do you get 6 points. Your car gets impounded for a week, and your license suspended for 7 days, along with a hefty fine of at least $2000. The penalty is actually the same as for racing. The law came in effect on October 1, 2007. Remember -…
An absolute nightmare
I was driving westbound on Hwy. 8 earlier this month in North Dumfries Township, approaching the Cambridge city limits. The weather was clear and the roads were dry. I noticed a vehicle on the shoulder on my side of the road, pointing towards me. This didn't concern me right away, as it is a rural…
