Part 3 Summons Under The Compulsory Act Help!

Moderators: admin, hwybear, Radar Identified, Reflections, Decatur, bend

sosaddened
Newbie
Newbie
Posts: 1
Joined: Tue Oct 02, 2018 12:42 am

Part 3 Summons Under The Compulsory Act Help!

by: sosaddened on

So what happened is I was working nights around 740am on my way home I was involved in a fender bender. I went to the cop and was informed that I had no insurance. The payment came out 3 days ago... so I thought I didn't realize that I was short a few bucks and it came back. I have had problems in the past paying shortly after being involved in an accident 2 months ago with my friend. I can't afford a lawyer so I attended a resolution meeting and my ticket was reduced to 400$ and failure to surrender because this is my first offence and it was only 3 days which I provided proof. Is this a good deal or do you think I can get it dropped completely?!

bend
Moderator
Moderator
Posts: 1310
Joined: Wed Sep 19, 2012 1:44 am

Posting Awards

Moderator

by: bend on

The difference between no insurance and failure to surrender insurance is pretty big. Minimum fine is $5,000. Your insurance surcharge will be 100% if they decide to keep you. Quite possible they tell you to go somewhere else.


Failure to surrender is the equivalent of a normal speeding ticket or rolling a stop sign.

ck811
Newbie
Newbie
Posts: 7
Joined: Wed Oct 03, 2018 1:49 am

by: ck811 on

If I understand correctly, the facts are:

- you did not pay your insurance premium on time or as scheduled

- your insurance company decided to inform the insurance bureau of such non-payment and cancel or otherwise suspend your auto insurance (this may happen automatically)

- the police officer had evidence of such cancellation/suspension

- which means that you were operating a motor vehicle not under contract of automobile insurance. [CAIA 2(1)(a)]

- you are guilty of this offence

- if you are convicted of this offence it is a minimum 5k fine - unless you can convince the court of undue hardship (Good Luck).

- such a conviction will not look good to a current or future insurer (higher premiums or refusal)

- The crown has offered you a plea bargain to CAIA 3(1)(a) Fail to surrender insurance card.

- As bend mentioned, the insurers do not consider such a conviction to be as serious as not having insurance.

- Minimum 5k fine vs. known 400 fine


Please use the information above to determine whether you are getting a good deal or not.

Post a Reply
  • Similar Topics

Return to “General Talk”

Who is online

Users browsing this forum: No registered users and 7 guests