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iFly55 wrote:Congratulations, did the insurance company explain how they came to that conclusion? Did your video help?

It feels like you were right from the beginning and pointed the right points from the act and fault determination rule.

Congratulations, did the insurance company explain how they came to that conclusion? Did your video help?


Thank you!
She couldn't open the video, but she wrote me that she made a decision based on video snapshots. No detailed explanations. I haven't try to contact her again. As I mentioned previously it is difficult to get a response from her ...

Got response from claim advisor from insurance company. I'm not at fault

Though I will be careful and drive defensively! Thanks for your help guys. So much relief.

By watching the video, I can honestly say that it seems that you took off at the green since I was able to hear your engine rev up. Also, there are snow patches on the road. Either way, no matter if you saw her and hit your brakes, or not, you would not be able to stop in time. Based on what was read here plus personal experience, there is no way ...

And let's not to talk with "what if" statements, like if there are animal on the intersection, or ambulance. You can't judge the volume level by the recording. I would definitely hear the ambulance sound. Red truck wouldn't drive at front of ambulance. Just please forget about "what if". Pedestrians started crossing intersection and nobody pays to ...

I have sent the video to my driving teacher without making my point of view. He told me that the other driver is at fault for sure, but insurance company can give 50-50 because of the fact that I didn't pay attention. He told that when the driver enters on the yellow into the intersection he/she need to be sure that he/she will be able to clear the ...

$380 per month with a clean record? That's high. It would make sense if you are under 25 with limited experience. I'd budget for a couple hundred extra dollars depending on your fault level and if you are eventually issued a ticket by the police even more. But in all honesty, having seen the way you drive I wouldn't be terribly shocked if they ...

If they pay more attention to the video, it is possible to determine that the other vehicle entered the intersection on the yellow light from stopped position. http://i60.tinypic.com/w9hdfa.jpg

It certainly isn't possible to determine the other vehicle was stopped behind the line while the light was yellow. You have a single frame shot where the ...

Thanks highwaystar,

Very useful. Not sure if I'll dispute. I'll accept even 50-50 case, because I understand that I could avoid the accident if I waited intersection to get completely clear.

In case of 100-0 in her favor will be weird, I'll escalate, but not sure if I want to go with a process with full of headaches.

How much will hike ...

When police usually send a traffic ticket? They didn't tell me anything when I was reporting collision.

And what about insurance company. How long does it take and how they notify? My insurance agent, doesn't respond to my emails and phones for already 2 days. I guess she is busy. I want to know when to call her next time.

I'm not sure when it goes to court. But I've read somewhere that there are 3 places that you can escalate if you are not satisfied with result. And I don't have clear understanding of the process.

If they pay more attention to the video, it is possible to determine that the other vehicle entered the intersection on the yellow light from stopped position. http://i60.tinypic.com/w9hdfa.jpg

People on the intersection - I guess neither the crossover, red truck or me will move. But pedestrians crossing the road, that's a real danger which cause ...

I'm sorry for any misunderstanding. This was supposed to be discussion and it should be ok to have different opinions. There is no point to go into details with you, because each of us has his own point of view. And I accept that I can be wrong.

I highly appreciate your time and help.

I just mentioned Fault Determination Rules. Generally I accept that both of us at fault and need to be careful. What I care is the legal stuff. I'm sure there is no place for self interpretation of law. I maybe wrong. I can't wait a response from insurance company.

In case of animal my driving teacher told me before that if you see animal, you ...

I have found legal Fault Determination Rules

http://www.e-laws.gov.on.ca/html/regs/e ... 0668_e.htm

Check the point 15 (2). I guess it should be 100% her fault according to this document.

That means the cars that were already in the intersection have right of way that does not pass to you until they clear it.


The whole point is that she wasn't lawfully using intersection. Otherwise anybody can drive into intersection on red light and after that cars using green light will be responsible. Yellow light is equal to red light with ...

Subsection 8 tells:

"When under this section a driver is permitted to proceed, he or she shall yield the right of way to traffic lawfully using an intersection or, where traffic control signals are erected where a private road or driveway meets a highway, lawfully using the area controlled by the traffic control signals."

It doesn't tell wait to ...

highwaystar,

Here is highway traffic act http://www.e-laws.gov.on.ca/html/statutes/french/elaws_statutes_90h08_f.htm, where I have located 144 and I don't see anything about waiting to clear. What I see is

Every driver approaching a traffic control signal showing a circular amber indication and facing the indication shall stop his or her vehicle ...

One more thing. If you see the other car on dash cam video, trust me from drivers perspective it is not that obvious. You look one moment left, the car wasn't in intersection. You look right, then you look back red car blocking the view. And my position is different from camera position. It was possible to concentrate only on one side of the ...

Thanks guy. I feel great support with your responses, even if I'm wrong I want to get some understanding.
Insurance company wasn't interested in video, but I insisted and send it to them. What I remember can be different from what happened.

I sent the video and then sent another small investigation of mine. Sorry for long message but I want to ...

Thanks for quick response. I was watching the video step by step and the second car didn't stop on red light. You can watch the back of the car. That's why I have noticed only one car turning left. The other red car closed my view, so I missed the other car. I have already send video to insurance company. As far as I know on yellow light you can ...

Hi,

Yesterday I got into accident. I would like to know what is telling highway act. The other driver is entering intersection on the yellow light and driving straight.

Here is the video:

http://youtu.be/edSHukZDHqw

Thanks in advance.