Ontario Highway Traffic Act

A hit and run with injuries means there must be a police report. If there was a police investigation I find it odd that no one from the police would have contacted you. I would contact TD Insurance's main claims number at 1-866-454-8910, and confirm wit someone there that the person you are speaking to is an actual adjuster from TD and that your ...

aminhamza95 wrote:For insurance purposes, does the ticket remain for 3 years from the date of conviction or the date of offence? Thanks!

Date of conviction, because that's the date the MTO uses on the Motor Vehicle Record.

i> insurance asked me "do I know if the other driver was charged", how would I know? They usually split up the parties, so an interesting question

Then just say "I don't know"

2> The details are 100% correct as I said, but lets just give a "hypothetical"
i> other driver says they didnt jump a red light (i.e. to them) and I had jumped a red ...

You can figure out the time based on the frames per second the video was shot at. So if the video was shot at 30 frames per second, and it took 60 frames for the object to pass between the two points you are using to measure distance, then you know it took 2 seconds for the object to pass between he two objects. However if the camera wasn't sitting ...

The only electronic liability cards that are approved for use is the liability cards that Uber drivers use to show that they are insured under Uber's policy with Intact insurance. This was approved by The Superintendent of Insurance July of last year. Uber drivers still have their paper liability card from their primary insurer, however they are ...

How much a minor ticket like following too closely will affect your rates depends on i) which company you are insured with, ii) how many years you have been licensed and iii) what your driving record was like before you received the ticket. My first point is because some insurers offer a conviction free discount, some do not, Some insurers will ...

It doesn't hurt to send in the video to the adjuster however it is unlikely your daughter would be able to deemed not at-fault. The best she could hope for is 50/50, but that is a long shot as that situation is described in the Fault Determination Rules. So unless the other vehicle is insured outside the province the insurers will follow the Rules ...

I will not address the possibility of being charged as others have addressed this issue. However I will address this question:

<<Will my vehicle still get damages fixed if I am deemed 100% not at fault?>>

Section 265 (7) of the Ontario Insurance Act states:

No person has a right of action against any other person in respect of damage to an ...

Section 2 (2) of the Compulsory Automobile Insurance Act (CAIA) states:
For the purposes of subsection (1), where a permit for a motor vehicle has been issued under subsection 7 (7) of the Highway Traffic Act, "contract of automobile insurance", with respect to that motor vehicle, means a contract of automobile insurance made with an insurer ...