He was nice enough to reduce it without me asking, and I'd be happy to pay the ticket if not for my insurance.
I already have an at fault accident because a prick that ran me off the road drove away. So my insurance is going to be ridiculous because i am 20 and male in Toronto. They have already tried to remove my coverage but i convinced them not to. And other companies consider me uninsurable just because of the accident with no other infractions ( because i have less than 5yrs driving experience)
I don't know if i should fight it or not.
Worst case i pay the fine anyway. Unless somehow they can increase the charge to what he clocked me at.
I'm not sure how I'd fight it though. I imagine It would go something like this...
Officer: i clocked him at 120 and was nice enough to reduce it to 15 already.
Me: "but..." .... ....
Can anyone advise
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