This seems excessive for a dent in the rear driver's side door.
So my questions are:
a) Can I get nailed for failure to report when I thought the damage was under the $1000 mark because she didn't bother to get a quote for a year and a half?
b) Is there a statute of limitations on how long she can come after me for this? I know if there's an injury involved it is 2 years, but what if there's no injury, just property damage?