Do I need to inform my insurer about an accident
My car skidded and it slammed into a tree on the median of the road. Thank God no other vehicles were involved and no one was hurt. I reported the accident to the police because the accident did involve municipal property (the tree) and the law requires that such accidents be reported to the police.
What I am uncertain about is whether I am legally required to inform my insurance company even if I do not intend to make a claim.
Re: Do I need to inform my insurer about an accident
once the police complete a "traffic report", which is a simply a collision report...from there it goes to the MTO where the info is uploaded on the driving history of those on the report.
I do not know the legalities of initial notification, but upon renewal you would have to answer "yes" that you have been in a collision as the insurance company has access to the MTO driving record
i lost my license in an accident i had to due my exceeding amount of demerit points. i went to jail and made bail i was put on a curfew of 9am to 9pm stupidly enough i did not follow and i got pulled over for driving with a different cars license plates, no insurance, and violating my curfew... i…
I was charged for disobey sign (no left turn) in a winter noon time around Bay/Edward (the prosecutor/judge said it to be a Absolute liability offences but disobey sign is actually a strict liability offence, right? And I found this: For example, if you made an illegal left-turn where there were…
so got fined with 69km in a 50km, at bottom of hill...didn't even have foot on the gas. first ticket ever in over 10 years of driving. fine was 62$ and 3 points.
cop says take to court and get demerit points reduced. didn't even let me speak and walks away.
what to do>? most everyone goes 20km…
On my way to work today I got a 110 dollar ticket + 2 demerit points.
I was driving north on Bathurst and turned left onto a side street into a residential area before hitting the lights at Eglinton and Bathurst. I normally do this to avoid the big line up to turn left onto Eglinton.
I've been doing…
I need some help guys.
On the 400 extension EB towards Barrie cops like to hide out under an over pass that is Ski Trails Rd. They tag people as the come over the crest of the hill and that is 900m from where this officer was standing.
I'm confused because I knew this, saw the cop, and checked my…
I was making a left hand legal turn on a green light, a driver came through the lane I was supposed to be going into ran the red and hit me head on as I was turning into my lane. When the officer came he was telling me that I was racing and driving recklessly because apparently there was reports of…
I got two tickets first for improper left turn and second I was not able to find the owner's title of the car.
I took the left turn from the lane that was supposed to go straight or right (NO signs though). One lane for Left and other for straight or right.
Straight lane was going into a private…
Today i got caught doing 115 in a 90 at Mayfield and 410 and what I have been reading is that this offence is 3 points. Seeing this is my first offence I'm unsure if the ticket is supposed to I lost 3 points or is that just automatic. Also should I go to fight it to drop the points and just pay the…
Hi all,
I was (recently) involved in a traffic accident where, due to icy road conditions, I slid into oncoming traffic while making a right turn, while they were coming towards me and stopping at a stop sign. This was a residential area and there's no way I was exceeding anything over 20KM/h on…
hmmm, wondering if someone can give us a bit of info/advise
there's a car that's been parking on the road near my house, 1 door down,
usually on the road and not on the driveway, most of the day and all night,
as per "On-Street Parking: Parking on City streets is limited to three hours, unless…
