Hey guys this is my second time posting. A while back actually about 5 month ago I got a ticket for proceeding contrary to sign at intersection 144(9). When the officer was asking me for my insurance and drivers license, i did not have the new insurance slip, 
thus he also gave me a ticket for…
Hello all
(simon or anyone else can feel free to answer)
I requested disclosure of a radar manual in original disclosure request. Didn't get disclosure until trial date, so an adjournment was granted. At that time the Provincial Prosecutor stated that it wasn't his policy to release the manual to…
so last night i was driving home at around 1am
i was going 120 in a 100 when a car started tailgating me (almost bumper to bumper)
i sped up in order to put some distance between us but it wouldnt leave me alone for over 10 minutes.
i was exhausted and not paying attention to my speed guage i ended up…
Hey folks. New forumer here.
Just curious to hear a few opinions on the following video taken at a photo enforced intersection.
As you can see, the light was still yellow for a fraction of a second as the camera-car entered the intersection (crossed the stop line), but it was close.
I drive a Honda Civic and we all know how those are when it comes to theft. On my driveway my brothers car was stolen twice and once broken in to. Also a few other cars have been stolen on my street. I have an alarm and all that. But say my alarm was going off and I ran outside and fought off the…
Hello all, yesterday I received a ticket for parking in a handicapped spot outside of school. I was done classes and had to load up my van with some very heavy and awkward items for transport. I had been parked in the garage across the street for the duration of my classes and decided to bring…
Sometimes I find plain simple English not quite so simple:
Green arrow(14) Every driver approaching a traffic control signal showing one or more green arrow indications only or in combination with a circular red or circular amber indication and facing the indication may proceed only to follow the…
Hi, recently I was driving home around 2:30pm from the bus stop I drive to in order to bus to school. I was traveling down Kennedy just past 19th seatbelt on, doing the speed limit. About one and a half kilometers past the intersection of Kennedy and 19th a fox sprinted across the road. I swerved…
Do I need to inform my insurer about an accident
My car skidded and it slammed into a tree on the median of the road. Thank God no other vehicles were involved and no one was hurt. I reported the accident to the police because the accident did involve municipal property (the tree) and the law requires that such accidents be reported to the police.
What I am uncertain about is whether I am legally required to inform my insurance company even if I do not intend to make a claim.
Re: Do I need to inform my insurer about an accident
once the police complete a "traffic report", which is a simply a collision report...from there it goes to the MTO where the info is uploaded on the driving history of those on the report.
I do not know the legalities of initial notification, but upon renewal you would have to answer "yes" that you have been in a collision as the insurance company has access to the MTO driving record
