Is this true? So they wouldn't find out until they go to renew. Which I will have moved out by then anyways.

Okay thanks. Just don't want them paying for my mistake. Another thing I was told is that the hike wouldn't come until the next point of renewal because this is when the insurance company would see this on my driver's abstract.

Another question.

If I'm on someone else's insurance as a secondary driver, it won't affect their prices for themselves once I'm booted off right? Just my own wherever I go (which I understand I likely will not even be accepted on new insurance even at a super high premium).

I'll start off by saying I know I am completely in the wrong and an idiot. I've never had any trouble before in my life but am going through some really shitty stuff (which is no excuse) and drove after having about 4 beers between 9pm and 3am. A cop started tailgating me and I was so nervous and fo...