Update: I just made arrangements with the franchisee of the gas station to make a deposit for the repairs. He's willing to avoid going through the insurance companies which is what I was hoping for. I don't want my insurance rates to skyrocket as a result of an at-fault claim. From his estimate, damages to the vacuum cleaner are likely to be less than $1,000 (he ball-parked it at between $500 and $1,000). There is no damage to my car. Since the total damages don't exceed 1,000$, I'm guessing I can't be charged with "Failure to Report an Accident" under the HTA. I haven't been able to...

Hi Folks, A few days ago, while I was exiting the pump area at a gas station I apparently backed up into one of the vacuums there. I got out the car to check for damage and besides a few scrapes on the bottom of my rear bumper I didn't notice any damage to my car. I examined the vacuum and surrounding area, and although the vacuum had some bents in it, these were not on the side of where I thought my car would of hit it. So I assumed that my car's bumper must have hit the concrete in front of the vacuum (my bruised ego probably didn't let me think I caused any damage at that time). I should of...