Hi there - so tonight I got a ticket for: Fail to Surrender Insurance card - i gave the officer my license, ownership and insurance. He went back to the vehicle and after 15 mins returned with a ticket for that. I explained to him that I do indeed have my valid insurance document I must have forgotten to put in my car or have it but can't find it in the car...he gave me the ticket anyways .. now here's what I dont understand: He kept my expired insurance document and I asked him why I can't have it back...he said because it's not valid its no good...and I explained to him that it is still my p...