yeaaa i switch cause i lent my dad my car last yr and someone ran a red and hit him and the insurance company split it 50/50 and when i had to renew my premium jumps up to 8k/year from 2k/year...so im just worried if i get another 50/50 here my premium will for sure jump

well i just switch over to this insurance company few months back and i have 1 claim but i was not at fault in that accident as the lady hit me while i was parked...

can i call any insurance company and do that or would i call my own and get a general inquiry

how would i go about on doing that? cause last time when a lady hit me when i was parked i called my insurance and they told me i had to talk to the claims department??

thanks for the reply staton...from the link you sent me the scenario seem to match part 6.(3) middle picture from the story my gf has explain to me...and she has just mention that she got a lady to be witness of the accident soo hopefully that is in my favor when i make a claim

So i lent my car to my gf the other day and she went to drop her friend at a Go station but when she was turning left into the parking lot at the Go station a bus hits her from behind while she was turning so now my rear fender is pushed in and more scrathes and my bumper is damaged...but the cop th...