FSCO could provide you with more help than I could. I'm told that they are usually helpful, and willing to clarify what should've happened and how the rules work, and so on and so forth. Try to protest the adjuster's decision as much as possible, as the insurance implications are going to hit you before fighting the ticket comes into play. Good luck with it, hopefully it turns out for the best. I've looked at FSCO's website, and found I can file a complaint. Thanks a lot Radar Identified. This is the right source I need to go, if the insurance company doesn't listen to me. I am going to try.

I do appreciate your help, Radar Identified. I am going to talk to my adjuster but I don't think I can change anything. She apparently replied on the police's report, which has put me at fault from my first statement. The witness can only prove the light was TURNING red and the driver was accelerating. He is not very sure if the light turned red at the moment when another driver reached the stop line and I was actually making turn. You know, it is about 0.01 second thing. They wouldn't trust my revised statement and Hwybear also said the police would modify the TR after court date... I am desp...

I didn't get a copy of top portion of the TR with the other drivers info on it. The police took our information and gave back me a Occurance number only. He said we didn't need to exchange information, just needto provide the number to our insurance company. Until now, I stil don't know another driver's any info.

Thanks very much. I need your help for some more questions; 1) My understanding from your explaination is that I don't need to wait for court's decision and can appeal against the insurance company's conclusion now,right? but how and where can I do the appealing? 2) The driver who hit me said to the police that the lights were still green when crossing. The witness says it was turning red and he saw that driver was accelerating. The factor was the car ahead of me turned left on yellow and just jumped into red then I started turning (yes, i was already stay in front of stop lines on green). How...

Thanks for your suggestion. I've talked to a paralegal and I am going to fight with it. I am going to make a revised statement too.
However, my insurance company already decided it was at my fault, even before they received the police's report, because they said person who does left turn would hold at fault always. And they told me that they would't renew my insurance in March (I had one at-fault claim before). I will need to pay two time of insurance premium then. If I win in the court, will the insurance change their conclusion? or they just follow their own rules?

He asked me to write the statement first, and then talked with another driver. That driver decided to finish the statement at home and left. And then asked me to finish it quickly. He didn't issue the ticket right away. A week later he droped the ticket at my home but told me that there was no points charged on this ticket. He said it was just like parking ticket. It has been 20 days already since the accident, will it still fine to go to the police station and tell then the information I provided on the statement is not reliable because I was in shock? Will they believe me? On the ticket it s...

Hi, I need some help for the ticket of lmproper left turn. When i drove my car from east to west, intending to make a left turn and stop in front of stop line. There was a car in front of me, which has turn on yellow light. The light was turning red and then I thought I cannot leave in the intersection and turned, an incoming car was runing the light and hit me. No one got hurt but both cars had damages. There was a wittness (another driver) but he only left contact number to me instead of staying there. A police showed up and made us to make the statements, which I did. But as English is my s...