Title says it all. I was speeding on Hwy. 400 and got caught. It's a posted 100 zone, and according to the officer the radar gun said 31 over. He gave me a break and marked it as 29 over (lower fine, fewer points). My goal is to minimize the impact on my insurance. Is it worth it to go to trial (Option 3). I don't really have a defense, I was speeding and the speed sounds plausible (I hit my brakes when I saw the radar trap. Too late, but I didn't note my speed before I slowed). I was trying to pass some slower traffic, but I am well aware that isn't a valid excuse Is it possible/likely that I...

I am having a bit of a hard time recalling exactly how much I passed the line by, however my worst-case estimate puts the rear tire around the white line (either slightly before or slightly past it). My car was not sticking out far enough to impede any traffic in the intersection, and I think pedestrians had some room to cross without stepping into the intersection (not that there were any)

So full story, I am stopped at a green light, waiting for the car in front of me to complete a left turn (I was going straight through). The car in front of me makes his turn and I start to move. I quickly realized the light was changing from amber to red, and I decided to stop. However my vehicle did move past the white line, and stopped blocking some of the crosswalk (maybe half or slightly more). To my horror, I also noticed that I was in a red light camera intersection (and may have seen the flash go off) I am unsure if I passed the white line when the light was amber or red, but being red...