Ontario Highway Traffic Act

Hello,

Today a Police Officer showed up at my home and issued me a ticket under the Highway Traffic Act Section 175 (20). Failing to Stop for a School Bus - as OWNER. NOT DRIVER. There is a $490.00 fine but no demerit points.

I am trying to find out what this is going to do to my insurance rates?!?!?! I was told that because they can't identify ...